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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Albemarle County, Virginia

Fat Boy Data analyzed home purchase mortgage activity in Albemarle County, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,825 applications were decided by 267 lenders between 2023 and 2025.

Albemarle County at a glance

267Active lenders40 with 20+ decisions
91.7%Market approval rate3,506 of 3,825 decided
$405KTypical loanmedian lender, $10K brackets
98%Borrower take-up3,432 loans funded

How Albemarle County compares

Approval rate compared
Albemarle County91.7%Virginia92.1%All 616 counties87.6%
Typical loan compared
Albemarle County$405KVirginia$415KAll 616 counties$335K

What the data shows

First Heritage Mortgage, LLC made the most home purchase mortgages in Albemarle County, VA, 354 of them.

Gray Fox Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 222.

Approval rate of all 40 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 13% approved of 136Pentagon Federal Credit Union: 62% approved of 29USAA Federal Savings Bank: 80% approved of 25Wells Fargo Bank, National Association: 85% approved of 40Truist Bank: 86% approved of 81Mortgage Research Center, LLC: 87% approved of 38Bank of America, National Association: 89% approved of 56University of Virginia Community Credit Union, Inc.: 90% approved of 162Rocket Mortgage, LLC: 90% approved of 149Citizens Bank, National Association: 91% approved of 22NVR Mortgage Finance, Inc.: 91% approved of 89Alcova Mortgage LLC: 92% approved of 26Navy Federal Credit Union: 92% approved of 79Prosperity Home Mortgage, LLC: 95% approved of 86Fulton Bank, National Association: 96% approved of 271Guaranteed Rate, Inc.: 96% approved of 24Capital Center, L.L.C.: 96% approved of 25Ixonia Bank: 96% approved of 52Union Home Mortgage Corp.: 97% approved of 29United Wholesale Mortgage, LLC: 97% approved of 181Embrace Home Loans, Inc.: 97% approved of 33Atlantic Coast Mortgage, LLC: 98% approved of 126First Community Mortgage, Inc.: 98% approved of 48Member Options, LLC: 99% approved of 72Atlantic Bay Mortgage Group, L.L.C.: 99% approved of 76Cmg Mortgage, Inc.: 99% approved of 80First Heritage Mortgage, LLC: 100% approved of 355Gray Fox Mortgage, LLC: 100% approved of 222Nfm, Inc.: 100% approved of 91Towne First Mortgage, LLC: 100% approved of 57JPMorgan Chase Bank, National Association: 100% approved of 46Guild Mortgage Company LLC: 100% approved of 45Virginia Federal Credit Union: 100% approved of 38Waterstone Mortgage Corporation: 100% approved of 34Intercoastal Mortgage, LLC: 100% approved of 33Ross Mortgage Corporation: 100% approved of 31C & F Mortgage Corporation: 100% approved of 26Movement Mortgage, LLC: 100% approved of 25Towne Mortgage, LLC: 100% approved of 23Atlantic Union Bank: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Albemarle County

LenderApprovalApprovedTaken upTypical loanLoans made
1First Heritage Mortgage, LLC100%354 / 355100%$395K354
2Fulton Bank, National Association96%259 / 27198%$595K255
3Gray Fox Mortgage, LLC100%222 / 222100%$415K221
4United Wholesale Mortgage, LLCBroker only97%175 / 18198%$405K172
5University of Virginia Community Credit Union, Inc.90%145 / 16296%$375K139

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 262 more lenders.

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Nearby markets

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