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investment property lenders · HMDA 2023–2025

Investment property lenders in Utah County, Utah

Fat Boy Data analyzed investment property mortgage activity in Utah County, Utah to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,589 applications were decided by 201 lenders between 2023 and 2025.

Utah County at a glance

201Active lenders23 with 20+ decisions
89.2%Market approval rate2,310 of 2,589 decided
$315KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,218 loans funded

How Utah County compares

Approval rate compared
Utah County89.2%Utah87.0%All 616 counties87.5%
Typical loan compared
Utah County$315KUtah$345KAll 616 counties$255K

What the data shows

First Colony Mortgage Corporation made the most investment property mortgages in Utah County, UT, 318 of them.

Intercap Lending Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 102.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Mountain America Federal Credit Union: 68% approved of 134Zions Bancorporation, N.A.: 75% approved of 36CYPRUS Federal Credit Union: 76% approved of 38Glacier Bank: 80% approved of 20AMERICA FIRST Federal Credit Union: 80% approved of 87Kind Lending, LLC: 81% approved of 93Pennymac Loan Services, LLC: 84% approved of 31Rocket Mortgage, LLC: 89% approved of 87Utah Community Federal Credit Union: 91% approved of 54Lennar Mortgage, LLC: 94% approved of 51Dhi Mortgage Company, Ltd.: 94% approved of 163The Loan Store, Inc.: 95% approved of 119United Wholesale Mortgage, LLC: 96% approved of 201Citadel Servicing Corporation: 96% approved of 23Central Bank: 96% approved of 51Amwest Funding Corp.: 96% approved of 27Guild Mortgage Company LLC: 97% approved of 69First Colony Mortgage Corporation: 98% approved of 333Security Home Mortgage, LLC: 98% approved of 61Intercap Lending Inc.: 100% approved of 102My Move Mortgage, LLC: 100% approved of 56Canopy Mortgage, LLC: 100% approved of 30Securitynational Mortgage Company: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Utah County

LenderApprovalApprovedTaken upTypical loanLoans made
1First Colony Mortgage Corporation98%326 / 33398%$315K318
2United Wholesale Mortgage, LLCBroker only96%192 / 20197%$325K186
3Dhi Mortgage Company, Ltd.94%154 / 16397%$295K150
4Mountain America Federal Credit Union68%91 / 134100%$405K91
5The Loan Store, Inc.95%113 / 11994%$335K106

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 196 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Utah County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
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