HomeUtahDavis CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Davis County, Utah

Fat Boy Data analyzed cash-out refinance activity in Davis County, Utah to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,199 applications were decided by 188 lenders between 2023 and 2025.

Davis County at a glance

188Active lenders36 with 20+ decisions
76.4%Market approval rate3,207 of 4,199 decided
$175KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,001 loans funded

How Davis County compares

Approval rate compared
Davis County76.4%Utah74.2%All 616 counties68.2%
Typical loan compared
Davis County$175KUtah$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Davis County, UT, 642 of them.

Intercap Lending Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 40.

The typical cash-out refinance here is $175K, 15% smaller than the Utah typical of $205K.

Approval rate of all 36 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 10% approved of 48Amerisave Mortgage Corporation: 33% approved of 172Carrington Mortgage Services, LLC: 38% approved of 77American Financing Corporation: 40% approved of 57Spring Eq, LLC: 50% approved of 28Plaza Home Mortgage, Inc.: 50% approved of 20Lakeview Loan Servicing, LLC: 53% approved of 36U.S. Bank National Association: 59% approved of 29Wells Fargo Bank, National Association: 66% approved of 32Provident Funding Associates, L.P.: 67% approved of 24AMERICA FIRST Federal Credit Union: 68% approved of 135Newrez LLC: 70% approved of 101Mountain America Federal Credit Union: 70% approved of 226GoodLeap, LLC: 72% approved of 57New American Funding, LLC: 74% approved of 46CYPRUS Federal Credit Union: 74% approved of 77Freedom Mortgage Corporation: 78% approved of 86United Wholesale Mortgage, LLC: 79% approved of 309Kind Lending, LLC: 80% approved of 74Loandepot.Com, LLC: 80% approved of 74Flagstar Bank, National Association: 81% approved of 37Zions Bancorporation, N.A.: 82% approved of 40Security Service Federal Credit Union: 83% approved of 47Pennymac Loan Services, LLC: 85% approved of 97The Federal Savings Bank: 85% approved of 52Goldenwest: 85% approved of 417Rocket Mortgage, LLC: 86% approved of 776Sofi Bank, N.A.tional Association: 88% approved of 24Ranlife, Inc.: 89% approved of 27Nationstar Mortgage LLC: 89% approved of 73Fairway Independent Mortgage Corporation: 90% approved of 21Deseret First Credit Union: 92% approved of 25Guild Mortgage Company LLC: 93% approved of 88Canyon View: 94% approved of 54Academy Mortgage Corporation: 95% approved of 21Intercap Lending Inc.: 100% approved of 40

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Davis County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC86%664 / 77697%$125K642
2Goldenwest85%355 / 41788%$155K313
3United Wholesale Mortgage, LLCBroker only79%244 / 30998%$345K239
4Mountain America Federal Credit Union70%159 / 226100%$175K159
5Amerisave Mortgage Corporation33%56 / 17291%$165K51

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 183 more lenders.

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