HomeUtahCache CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Cache County, Utah

Fat Boy Data analyzed cash-out refinance activity in Cache County, Utah to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,333 applications were decided by 112 lenders between 2023 and 2025.

Cache County at a glance

112Active lenders15 with 20+ decisions
78.1%Market approval rate1,041 of 1,333 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up975 loans funded

How Cache County compares

Approval rate compared
Cache County78.1%Utah74.2%All 616 counties68.2%
Typical loan compared
Cache County$205KUtah$205KAll 616 counties$155K

What the data shows

Goldenwest made the most cash-out refinances in Cache County, UT, 229 of them.

Cache Valley Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 36% approved of 47AMERICA FIRST Federal Credit Union: 46% approved of 35Newrez LLC: 52% approved of 21Carrington Mortgage Services, LLC: 64% approved of 22Loandepot.Com, LLC: 67% approved of 24Sierra Pacific Mortgage Company, Inc.: 70% approved of 20Mountain America Federal Credit Union: 71% approved of 63Zions Bancorporation, N.A.: 76% approved of 33Nationstar Mortgage LLC: 83% approved of 30Goldenwest: 84% approved of 297Rocket Mortgage, LLC: 84% approved of 179United Wholesale Mortgage, LLC: 85% approved of 80Freedom Mortgage Corporation: 85% approved of 20Guild Mortgage Company LLC: 97% approved of 89Cache Valley Bank: 100% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Cache County

LenderApprovalApprovedTaken upTypical loanLoans made
1Goldenwest84%249 / 29792%$205K229
2Rocket Mortgage, LLC84%151 / 17997%$165K147
3Guild Mortgage Company LLC97%86 / 8997%$135K83
4United Wholesale Mortgage, LLCBroker only85%68 / 8096%$305K65
5Mountain America Federal Credit Union71%45 / 63100%$165K45

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 107 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Cache County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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