HomeTexasJefferson CountyRefinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Jefferson County, Texas

Fat Boy Data analyzed mortgage refinance activity in Jefferson County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,076 applications were decided by 115 lenders between 2023 and 2025.

Jefferson County at a glance

115Active lenders12 with 20+ decisions
68.5%Market approval rate737 of 1,076 decided
$155KTypical loanmedian lender, $10K brackets
88%Borrower take-up648 loans funded

How Jefferson County compares

Approval rate compared
Jefferson County68.5%Texas70.9%All 616 counties76.5%
Typical loan compared
Jefferson County$155KTexas$335KAll 616 counties$295K

What the data shows

Fivepoint Credit Union made the most mortgage refinances in Jefferson County, TX, 154 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 89% of 37.

The typical mortgage refinance here is $155K, 54% smaller than the Texas typical of $335K.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 28% approved of 32Lakeview Loan Servicing, LLC: 37% approved of 30Education First: 57% approved of 23PNC Bank, National Association: 58% approved of 24Rocket Mortgage, LLC: 61% approved of 67Royal United Mortgage LLC: 63% approved of 38Fivepoint Credit Union: 75% approved of 253Village Capital & Investment LLC: 76% approved of 21Dugood Federal Credit Union: 81% approved of 102United Wholesale Mortgage, LLC: 83% approved of 77Pennymac Loan Services, LLC: 84% approved of 25Freedom Mortgage Corporation: 89% approved of 37

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Jefferson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Fivepoint Credit Union75%189 / 25381%$125K154
2Dugood Federal Credit Union81%83 / 10294%$115K78
3United Wholesale Mortgage, LLCBroker only83%64 / 7794%$305K60
4Rocket Mortgage, LLC61%41 / 6790%$205K37
5Royal United Mortgage LLC63%24 / 38100%$75K24

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 110 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Jefferson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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