Lender profile · HMDA 2023–2025
Fivepoint Credit Union mortgage approval rates & lending data
Fivepoint Credit Union decided 787 mortgage applications and funded 539 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 160 / 176 | 81% | $195K | 129 |
| Home improvement loans | 69% | 137 / 199 | 82% | $55K | 112 |
| Refinance | 75% | 217 / 288 | 83% | $125K | 180 |
| Investment property purchase | 97% | 66 / 68 | 98% | $95K | 65 |
| Investment refinance | 95% | 53 / 56 | 100% | $95K | 53 |
Fivepoint Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 80% | $125K | 787 | 539 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.