HomeTexasHidalgo CountyRefinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Hidalgo County, Texas

Fat Boy Data analyzed mortgage refinance activity in Hidalgo County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,684 applications were decided by 174 lenders between 2023 and 2025.

Hidalgo County at a glance

174Active lenders42 with 20+ decisions
70.6%Market approval rate2,601 of 3,684 decided
$265KTypical loanmedian lender, $10K brackets
90%Borrower take-up2,343 loans funded

How Hidalgo County compares

Approval rate compared
Hidalgo County70.6%Texas70.9%All 616 counties76.5%
Typical loan compared
Hidalgo County$265KTexas$335KAll 616 counties$295K

What the data shows

Willow Bend Mortgage Company, LLC made the most mortgage refinances in Hidalgo County, TX, 306 of them.

Nations Reliable Lending, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 46.

The typical mortgage refinance here is $265K, 21% smaller than the Texas typical of $335K.

Approval rate of all 42 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 14% approved of 22Carrington Mortgage Services, LLC: 15% approved of 20Discover Bank: 20% approved of 85Security First Federal Credit Union: 24% approved of 21Newrez LLC: 26% approved of 77Bank of America, National Association: 32% approved of 85Frost Bank: 33% approved of 55Mortgage Research Center, LLC: 39% approved of 79Lakeview Loan Servicing, LLC: 42% approved of 64PNC Bank, National Association: 45% approved of 139Rally Credit Union: 46% approved of 222Wells Fargo Bank, National Association: 48% approved of 23Lone Star National Bank: 57% approved of 47Security Service Federal Credit Union: 58% approved of 36Amcap Mortgage, Ltd.: 62% approved of 40Royal United Mortgage LLC: 64% approved of 87Rocket Mortgage, LLC: 65% approved of 243Plaza Home Mortgage, Inc.: 74% approved of 31Gateway First Bank: 74% approved of 31Guaranteed Rate, Inc.: 78% approved of 27Right Start Mortgage, Inc.: 79% approved of 29Lower, LLC: 82% approved of 45United Wholesale Mortgage, LLC: 82% approved of 243Pennymac Loan Services, LLC: 83% approved of 92Amerihome Mortgage Company, LLC: 84% approved of 45Union Home Mortgage Corp.: 86% approved of 21Sun West Mortgage Company, Inc.: 86% approved of 22JPMorgan Chase Bank, National Association: 87% approved of 89Planet Home Lending, LLC: 87% approved of 46Texas National Bank: 88% approved of 90Cmg Mortgage, Inc.: 90% approved of 52Synergy One Lending, Inc.: 92% approved of 24Village Capital & Investment LLC: 92% approved of 50Movement Mortgage, LLC: 93% approved of 60Freedom Mortgage Corporation: 94% approved of 157Interlinc Mortgage Services, LLC: 96% approved of 24Willow Bend Mortgage Company, LLC: 98% approved of 313Crosscountry Mortgage, LLC: 98% approved of 163Paramount Residential Mortgage Group, Inc.: 98% approved of 56Nations Reliable Lending, LLC: 100% approved of 46Directions Equity, LLC: 100% approved of 38Nations Lending Corporation: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Hidalgo County

LenderApprovalApprovedTaken upTypical loanLoans made
1Willow Bend Mortgage Company, LLC98%306 / 313100%$295K306
2United Wholesale Mortgage, LLCBroker only82%200 / 24393%$305K186
3Rocket Mortgage, LLC65%159 / 24396%$225K153
4Rally Credit Union46%103 / 22283%$205K85
5Crosscountry Mortgage, LLC98%160 / 16399%$305K158

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 169 more lenders.

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