Lender profile · HMDA 2023–2025
Rally Credit Union mortgage approval rates & lending data
Rally Credit Union decided 5,632 mortgage applications and funded 2,878 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 1,242 / 1,466 | 85% | $235K | 1,056 |
| Home improvement loans | 58% | 204 / 351 | 79% | $85K | 162 |
| Cash-out refinance | 55% | 1,629 / 2,983 | 78% | $115K | 1,265 |
| Refinance | 51% | 279 / 550 | 86% | $145K | 241 |
| Investment property purchase | 84% | 78 / 93 | 91% | $125K | 71 |
| Investment cash-out refinance | 50% | 68 / 135 | 91% | $95K | 62 |
| Investment refinance | 51% | 20 / 39 | 90% | $75K | 18 |
Rally Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 63% | $115K | 5,632 | 2,878 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.