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refinance lenders · HMDA 2023–2025

Refinance lenders in Harris County, Texas

Fat Boy Data analyzed mortgage refinance activity in Harris County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 18,782 applications were decided by 505 lenders between 2023 and 2025.

Harris County at a glance

505Active lenders100 with 20+ decisions
64.1%Market approval rate12,040 of 18,782 decided
$275KTypical loanmedian lender, $10K brackets
89%Borrower take-up10,672 loans funded

How Harris County compares

Approval rate compared
Harris County64.1%Texas70.9%All 616 counties76.5%
Typical loan compared
Harris County$275KTexas$335KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Harris County, TX, 996 of them.

Paramount Residential Mortgage Group, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 97% of 58.

Lenders approved 64.1% of mortgage refinance applications in Harris County, TX, 6.8 percentage points below the Texas rate of 70.9%.

The typical mortgage refinance here is $275K, 18% smaller than the Texas typical of $335K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 6% approved of 125Amerisave Mortgage Corporation: 10% approved of 135Discover Bank: 20% approved of 631Shell Federal Credit Union: 28% approved of 235Mortgage Research Center, LLC: 29% approved of 427Carrington Mortgage Services, LLC: 29% approved of 130Navy Federal Credit Union: 35% approved of 152Community Resource Credit Union: 35% approved of 48Lakeview Loan Servicing, LLC: 35% approved of 826Texas Bay: 39% approved of 77Newrez LLC: 42% approved of 371Bank of America, National Association: 46% approved of 676Comerica Bank: 47% approved of 570Regions Bank: 47% approved of 179Pentagon Federal Credit Union: 51% approved of 73Truist Bank: 51% approved of 98Prosperity Bank: 51% approved of 188Wells Fargo Bank, National Association: 51% approved of 293Onity Mortgage Corporation: 52% approved of 109Frost Bank: 55% approved of 332PNC Bank, National Association: 57% approved of 405Kind Lending, LLC: 57% approved of 65Loandepot.Com, LLC: 60% approved of 137New American Funding, LLC: 61% approved of 96Plaza Home Mortgage, Inc.: 62% approved of 65BOKF, National Association: 64% approved of 83Flagstar Bank, National Association: 67% approved of 58Rocket Mortgage, LLC: 67% approved of 1,571Zions Bancorporation, N.A.: 68% approved of 991Royal United Mortgage LLC: 68% approved of 522First Community Credit Union: 69% approved of 45Network Funding, L.P.: 69% approved of 65Cardinal Financial Company, Limited Partnership: 70% approved of 56Cadence Bank: 73% approved of 106Jsc: 73% approved of 109Nationstar Mortgage LLC: 74% approved of 163Trustmark Bank: 75% approved of 52Primeway Federal Credit Union: 75% approved of 230First Horizon Bank: 75% approved of 69Mutual of Omaha Mortgage, Inc.: 76% approved of 185Lendage, LLC: 77% approved of 44Primelending, A Plainscapital Company: 80% approved of 45United Wholesale Mortgage, LLC: 80% approved of 2,115Longbridge Financial, LLC: 80% approved of 92Planet Home Lending, LLC: 81% approved of 149The Loan Store, Inc.: 81% approved of 48Guaranteed Rate, Inc.: 81% approved of 59Pennymac Loan Services, LLC: 81% approved of 419Finance of America Reverse LLC: 82% approved of 147Amerihome Mortgage Company, LLC: 82% approved of 180Sun West Mortgage Company, Inc.: 82% approved of 61JPMorgan Chase Bank, National Association: 83% approved of 334Fairway Independent Mortgage Corporation: 87% approved of 62Crosscountry Mortgage, LLC: 88% approved of 103Guild Mortgage Company LLC: 89% approved of 64Village Capital & Investment LLC: 89% approved of 375Cmg Mortgage, Inc.: 89% approved of 121Freedom Mortgage Corporation: 91% approved of 596Lakeview Community Capital, LLC: 96% approved of 47Paramount Residential Mortgage Group, Inc.: 97% approved of 58

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Harris County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only80%1,699 / 2,11594%$365K1,601
2Rocket Mortgage, LLC67%1,060 / 1,57194%$245K996
3Zions Bancorporation, N.A.68%669 / 99179%$205K529
4Lakeview Loan Servicing, LLC35%293 / 82634%$325K101
5Bank of America, National Association46%313 / 67697%$155K303

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

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Other lending data for Harris County

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Nearby markets

All lending in Harris CountyCounty overviewRefinance across TexasStatewideBrazoria CountyNearby countyFort Bend CountyNearby countyGalveston CountyNearby county