HomeTexasGalveston CountyRefinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Galveston County, Texas

Fat Boy Data analyzed mortgage refinance activity in Galveston County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,334 applications were decided by 205 lenders between 2023 and 2025.

Galveston County at a glance

205Active lenders22 with 20+ decisions
70.2%Market approval rate1,638 of 2,334 decided
$295KTypical loanmedian lender, $10K brackets
89%Borrower take-up1,452 loans funded

How Galveston County compares

Approval rate compared
Galveston County70.2%Texas70.9%All 616 counties76.5%
Typical loan compared
Galveston County$295KTexas$335KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Galveston County, TX, 145 of them.

Planet Home Lending, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 24.

The typical mortgage refinance here is $295K, 12% smaller than the Texas typical of $335K.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 5% approved of 22Mortgage Research Center, LLC: 28% approved of 76Discover Bank: 29% approved of 41Lakeview Loan Servicing, LLC: 48% approved of 109Bank of America, National Association: 51% approved of 51Newrez LLC: 52% approved of 44PNC Bank, National Association: 58% approved of 43Loandepot.Com, LLC: 59% approved of 22Regions Bank: 65% approved of 31Frost Bank: 65% approved of 34Zions Bancorporation, N.A.: 65% approved of 150Amoco Federal Credit Union: 67% approved of 72Associated Credit Union of Texas: 68% approved of 22Royal United Mortgage LLC: 70% approved of 53Rocket Mortgage, LLC: 75% approved of 217Amerihome Mortgage Company, LLC: 79% approved of 43United Wholesale Mortgage, LLC: 81% approved of 216Jsc: 82% approved of 85Pennymac Loan Services, LLC: 87% approved of 61Village Capital & Investment LLC: 94% approved of 34Freedom Mortgage Corporation: 94% approved of 122Planet Home Lending, LLC: 96% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Galveston County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC75%163 / 21789%$265K145
2United Wholesale Mortgage, LLCBroker only81%174 / 21697%$345K169
3Zions Bancorporation, N.A.65%98 / 15080%$175K78
4Freedom Mortgage Corporation94%115 / 12274%$305K85
5Lakeview Loan Servicing, LLC48%52 / 10946%$335K24

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 200 more lenders.

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