Home improvement loan lenders in Ellis County, Texas
Fat Boy Data analyzed home improvement loan activity in Ellis County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,419 applications were decided by 90 lenders between 2023 and 2025.
Ellis County at a glance
How Ellis County compares
What the data shows
Frost Bank made the most home improvement loans in Ellis County, TX, 148 of them.
First Financial Bank approved the highest share of applications among lenders with at least 20 decisions here, 83% of 81.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Ellis County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Frost Bank | 51% | 153 / 300 | 97% | $95K | 148 |
| 2 | Bank of America, National Association | 34% | 73 / 212 | 96% | $85K | 70 |
| 3 | Navy Federal Credit Union | 29% | 29 / 99 | 93% | $85K | 27 |
| 4 | Discover Bank | 15% | 13 / 88 | 100% | $65K | 13 |
| 5 | First Financial Bank | 83% | 67 / 81 | 99% | $105K | 66 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 85 more lenders.
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You are seeing the 5 largest home improvement loan lenders in Ellis County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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