HomeTexasEllis CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Ellis County, Texas

Fat Boy Data analyzed cash-out refinance activity in Ellis County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,367 applications were decided by 196 lenders between 2023 and 2025.

Ellis County at a glance

196Active lenders23 with 20+ decisions
66.5%Market approval rate1,574 of 2,367 decided
$215KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,493 loans funded

How Ellis County compares

Approval rate compared
Ellis County66.5%Texas66.8%All 616 counties68.2%
Typical loan compared
Ellis County$215KTexas$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Ellis County, TX, 325 of them.

Texas Trust approved the highest share of applications among lenders with at least 20 decisions here, 97% of 29.

The typical cash-out refinance here is $215K, 16% larger than the Texas typical of $185K.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 12% approved of 51Newrez LLC: 29% approved of 89Amerisave Mortgage Corporation: 31% approved of 98Carrington Mortgage Services, LLC: 31% approved of 70Wells Fargo Bank, National Association: 44% approved of 68Pennymac Loan Services, LLC: 57% approved of 42Network Funding, L.P.: 62% approved of 34Citizens National Bank of Texas: 64% approved of 22Ennis State Bank: 64% approved of 22Guild Mortgage Company LLC: 64% approved of 47Credit Union of Texas: 65% approved of 310New American Funding, LLC: 65% approved of 26GoodLeap, LLC: 67% approved of 30JPMorgan Chase Bank, National Association: 73% approved of 30Freedom Mortgage Corporation: 76% approved of 21Loandepot.Com, LLC: 78% approved of 72Randolph-Brooks Federal Credit Union: 78% approved of 50First Financial Bank: 78% approved of 23Rocket Mortgage, LLC: 79% approved of 421United Wholesale Mortgage, LLC: 80% approved of 91Nationstar Mortgage LLC: 89% approved of 56Gateway First Bank: 90% approved of 50Texas Trust: 97% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Ellis County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%334 / 42197%$215K325
2Credit Union of Texas65%202 / 31094%$75K189
3Amerisave Mortgage Corporation31%30 / 98100%$235K30
4United Wholesale Mortgage, LLCBroker only80%73 / 9195%$255K69
5Newrez LLC29%26 / 89100%$185K26

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 191 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Ellis County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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