HomeTennesseeHamilton CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Hamilton County, Tennessee

Fat Boy Data analyzed cash-out refinance activity in Hamilton County, Tennessee to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,755 applications were decided by 227 lenders between 2023 and 2025.

Hamilton County at a glance

227Active lenders37 with 20+ decisions
70.9%Market approval rate3,371 of 4,755 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,199 loans funded

How Hamilton County compares

Approval rate compared
Hamilton County70.9%Tennessee71.4%All 616 counties68.2%
Typical loan compared
Hamilton County$165KTennessee$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Hamilton County, TN, 870 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 55.

The typical cash-out refinance here is $165K, 11% smaller than the Tennessee typical of $185K.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 18% approved of 72American Financing Corporation: 28% approved of 29Amerisave Mortgage Corporation: 30% approved of 307New Day Financial, LLC: 42% approved of 86Carrington Mortgage Services, LLC: 47% approved of 123Lakeview Loan Servicing, LLC: 48% approved of 69Newrez LLC: 55% approved of 116Regions Bank: 55% approved of 47Village Capital & Investment LLC: 58% approved of 24Mutual of Omaha Mortgage, Inc.: 59% approved of 44Truist Bank: 63% approved of 54Loandepot.Com, LLC: 65% approved of 160New American Funding, LLC: 65% approved of 63Wells Fargo Bank, National Association: 66% approved of 35Navy Federal Credit Union: 67% approved of 33Flagstar Bank, National Association: 70% approved of 37Pennymac Loan Services, LLC: 72% approved of 124Tennessee Valley FCU: 73% approved of 424Freedom Mortgage Corporation: 73% approved of 161United Wholesale Mortgage, LLC: 76% approved of 214GoodLeap, LLC: 79% approved of 80Nationstar Mortgage LLC: 81% approved of 93Onity Mortgage Corporation: 81% approved of 26Cmg Mortgage, Inc.: 81% approved of 27Rocket Mortgage, LLC: 82% approved of 1,093Equity Prime Mortgage LLC: 84% approved of 25FirstBank: 86% approved of 28The Federal Savings Bank: 86% approved of 21Chattanooga Federal Employees Federally Insured State-Chartered Credit Union: 86% approved of 29TRUST Federal Credit Union: 88% approved of 41TJC Mortgage, Inc.: 90% approved of 40Union Home Mortgage Corp.: 93% approved of 61JPMorgan Chase Bank, National Association: 95% approved of 20Movement Mortgage, LLC: 96% approved of 77Iserve Residential Lending, LLC: 97% approved of 37Reliance First Capital, LLC: 100% approved of 55Ark-La-Tex Financial Services, LLC.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Hamilton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%894 / 1,09397%$165K870
2Tennessee Valley FCU73%308 / 42497%$145K299
3Amerisave Mortgage Corporation30%92 / 30798%$105K90
4United Wholesale Mortgage, LLCBroker only76%162 / 21497%$265K157
5Freedom Mortgage Corporation73%117 / 16196%$225K112

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 222 more lenders.

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