Lender profile · HMDA 2023–2025
Tennessee Valley FCU mortgage approval rates & lending data
Tennessee Valley FCU decided 2,955 mortgage applications and funded 2,176 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 817 / 932 | 99% | $315K | 807 |
| Home improvement loans | 67% | 766 / 1,148 | 97% | $65K | 744 |
| Cash-out refinance | 72% | 429 / 593 | 98% | $145K | 419 |
| Refinance | 61% | 48 / 79 | 98% | $285K | 47 |
| Investment property purchase | 90% | 112 / 125 | 97% | $225K | 109 |
| Investment cash-out refinance | 65% | 26 / 40 | 100% | $155K | 26 |
Tennessee Valley FCU lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 75% | $145K | 2,743 | 2,026 |
| Georgia | 69% | $275K | 156 | 106 |
| Florida | 75% | $275K | 16 | 12 |
| Alabama | 93% | $175K | 15 | 13 |
| North Carolina | 50% | $405K | 4 | 2 |
| Colorado | 33% | $275K | 3 | 1 |
| South Carolina | 100% | $75K | 3 | 3 |
| Mississippi | 100% | $295K | 2 | 2 |
| Missouri | 100% | $445K | 2 | 2 |
| Ohio | 100% | $315K | 2 | 2 |
| Arizona | 0% | — | 1 | 0 |
| Illinois | 100% | $385K | 1 | 1 |
| Indiana | 100% | $65K | 1 | 1 |
| Kansas | 100% | $195K | 1 | 1 |
| Kentucky | 100% | $295K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.