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mortgage lenders · HMDA 2023–2025

Mortgage lenders in South Dakota

Fat Boy Data analyzed home purchase mortgage activity in South Dakota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,592 applications were decided by 254 lenders between 2023 and 2025.

South Dakota at a glance

254Active lenders61 with 20+ decisions
91.7%Market approval rate11,548 of 12,592 decided
$275KTypical loanmedian lender, $10K brackets
98%Borrower take-up11,323 loans funded

How South Dakota compares

Approval rate compared
South Dakota91.7%All 616 counties87.6%
Typical loan compared
South Dakota$275KAll 616 counties$335K

What the data shows

Plains Commerce Bank made the most home purchase mortgages in South Dakota, 2,171 of them.

American Neighborhood Mortgage Acceptance Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 70.

The typical home purchase mortgage here is $275K, 18% smaller than the the United States typical of $335K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 20% approved of 169Triad Financial Services, Inc.: 43% approved of 162Bankwest, Inc.: 66% approved of 296Farm Credit Mid-America, ACA: 70% approved of 23USAA Federal Savings Bank: 75% approved of 57Navy Federal Credit Union: 76% approved of 63Flagstar Bank, National Association: 78% approved of 37Citizens Bank, National Association: 79% approved of 34Security National Bank of South Dakota: 81% approved of 26First PREMIER Bank: 84% approved of 766Iowa Bankers Mortgage Corporation: 84% approved of 31Newrez LLC: 85% approved of 88Kind Lending, LLC: 86% approved of 105American Bank & Trust: 86% approved of 158Rocket Mortgage, LLC: 86% approved of 118Black Hills Federal Credit Union: 88% approved of 477First Interstate Bank: 88% approved of 43Wells Fargo Bank, National Association: 88% approved of 139American Pacific Mortgage Corporation: 89% approved of 114U.S. Bank National Association: 90% approved of 207First Bank & Trust: 90% approved of 517JPMorgan Chase Bank, National Association: 91% approved of 33Security First Bank: 92% approved of 24Mortgage Research Center, LLC: 92% approved of 261Pioneer Bank & Trust: 93% approved of 54Gateway First Bank: 94% approved of 299First National Bank of Omaha: 94% approved of 153Cu Mortgage Direct, LLC: 94% approved of 153Guaranteed Rate, Inc.: 95% approved of 110Granite Bank: 95% approved of 238Reliabank Dakota: 95% approved of 109Union Home Mortgage Corp.: 96% approved of 23Servion, Inc.: 96% approved of 24Pennymac Loan Services, LLC: 96% approved of 73United Wholesale Mortgage, LLC: 96% approved of 403First National Bank: 97% approved of 58Black Hills Community Bank, N.A.: 97% approved of 95Unify Home Lending Inc.: 97% approved of 103Service First Federal Credit Union: 97% approved of 234First International Bank & Trust: 97% approved of 435Plains Commerce Bank: 97% approved of 2,228Fairway Independent Mortgage Corporation: 98% approved of 411Levo Federal Credit Union: 98% approved of 256Dacotah Bank: 98% approved of 135First Dakota National Bank: 98% approved of 358Cortrust Mortgage, Inc.: 98% approved of 127Central Bank: 99% approved of 202Crosscountry Mortgage, LLC: 99% approved of 209The First National Bank in Sioux Falls: 99% approved of 174Cmg Mortgage, Inc.: 100% approved of 949American Neighborhood Mortgage Acceptance Company LLC: 100% approved of 70HIGHMARK Federal Credit Union: 100% approved of 37Primary Residential Mortgage, Inc.: 100% approved of 36Towne Mortgage Company: 100% approved of 35Das Acquisition Company, LLC: 100% approved of 25Ark-La-Tex Financial Services, LLC.: 100% approved of 24American Financial Resources, Inc.: 100% approved of 24West Gate Bank: 100% approved of 23First State Bank Southwest: 100% approved of 22The Huntington National Bank: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in South Dakota

LenderApprovalApprovedTaken upTypical loanLoans made
1Plains Commerce Bank97%2,172 / 2,228100%$275K2,171
2Cmg Mortgage, Inc.100%947 / 94993%$315K885
3First PREMIER Bank84%640 / 76698%$275K629
4First Bank & Trust90%467 / 517100%$275K465
5Black Hills Federal Credit Union88%421 / 47794%$275K396

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 249 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in South Dakota. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Counties in South Dakota

Minnehaha CountyCountyPennington CountyCounty