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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Minnehaha County, South Dakota

Fat Boy Data analyzed home purchase mortgage activity in Minnehaha County, South Dakota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,997 applications were decided by 189 lenders between 2023 and 2025.

Minnehaha County at a glance

189Active lenders39 with 20+ decisions
91.6%Market approval rate7,327 of 7,997 decided
$275KTypical loanmedian lender, $10K brackets
99%Borrower take-up7,241 loans funded

How Minnehaha County compares

Approval rate compared
Minnehaha County91.6%South Dakota91.7%All 616 counties87.6%
Typical loan compared
Minnehaha County$275KSouth Dakota$275KAll 616 counties$335K

What the data shows

Plains Commerce Bank made the most home purchase mortgages in Minnehaha County, SD, 1,819 of them.

That is 25% of every home purchase mortgage originated here, so this market is unusually concentrated in one lender.

Primary Residential Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 34.

Approval rate of all 39 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 22% approved of 116Triad Financial Services, Inc.: 43% approved of 106Bankwest, Inc.: 57% approved of 124Navy Federal Credit Union: 64% approved of 25USAA Federal Savings Bank: 79% approved of 24Flagstar Bank, National Association: 81% approved of 26Security National Bank of South Dakota: 81% approved of 26Citizens Bank, National Association: 83% approved of 30Iowa Bankers Mortgage Corporation: 83% approved of 30Rocket Mortgage, LLC: 84% approved of 61First PREMIER Bank: 84% approved of 760Newrez LLC: 85% approved of 48American Bank & Trust: 87% approved of 152JPMorgan Chase Bank, National Association: 88% approved of 24Wells Fargo Bank, National Association: 89% approved of 110First Bank & Trust: 90% approved of 515U.S. Bank National Association: 91% approved of 141First Interstate Bank: 92% approved of 25Mortgage Research Center, LLC: 93% approved of 101First National Bank of Omaha: 94% approved of 148Cu Mortgage Direct, LLC: 95% approved of 147United Wholesale Mortgage, LLC: 95% approved of 93Black Hills Federal Credit Union: 95% approved of 78Guaranteed Rate, Inc.: 95% approved of 99Reliabank Dakota: 95% approved of 108Dacotah Bank: 97% approved of 63First International Bank & Trust: 97% approved of 427Service First Federal Credit Union: 97% approved of 233Fairway Independent Mortgage Corporation: 97% approved of 392Plains Commerce Bank: 98% approved of 1,864Levo Federal Credit Union: 98% approved of 256First Dakota National Bank: 98% approved of 353Cortrust Mortgage, Inc.: 98% approved of 126Central Bank: 99% approved of 202Crosscountry Mortgage, LLC: 99% approved of 207The First National Bank in Sioux Falls: 99% approved of 173Primary Residential Mortgage, Inc.: 100% approved of 34First State Bank Southwest: 100% approved of 22West Gate Bank: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Minnehaha County

LenderApprovalApprovedTaken upTypical loanLoans made
1Plains Commerce Bank98%1,820 / 1,864100%$275K1,819
2First PREMIER Bank84%636 / 76098%$275K625
3First Bank & Trust90%465 / 515100%$275K463
4First International Bank & Trust97%416 / 427100%$275K414
5Fairway Independent Mortgage Corporation97%382 / 39299%$275K379

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 184 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Minnehaha County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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