HomeSouth CarolinaHorry CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Horry County, South Carolina

Fat Boy Data analyzed cash-out refinance activity in Horry County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,012 applications were decided by 258 lenders between 2023 and 2025.

Horry County at a glance

258Active lenders41 with 20+ decisions
69.0%Market approval rate4,151 of 6,012 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,952 loans funded

How Horry County compares

Approval rate compared
Horry County69.0%South Carolina69.0%All 616 counties68.2%
Typical loan compared
Horry County$155KSouth Carolina$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Horry County, SC, 1,294 of them.

That is 33% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 53.

Approval rate of all 41 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 21% approved of 118Amerisave Mortgage Corporation: 33% approved of 450Lakeview Loan Servicing, LLC: 33% approved of 60American Financing Corporation: 40% approved of 53New Day Financial, LLC: 40% approved of 193New American Funding, LLC: 48% approved of 71Carrington Mortgage Services, LLC: 49% approved of 101Newrez LLC: 53% approved of 162Wells Fargo Bank, National Association: 59% approved of 64Coastal Carolina National Bank: 60% approved of 30Village Capital & Investment LLC: 63% approved of 57Loandepot.Com, LLC: 63% approved of 216Freedom Mortgage Corporation: 66% approved of 140Fairway Independent Mortgage Corporation: 68% approved of 25Bank of America, National Association: 68% approved of 22Navy Federal Credit Union: 69% approved of 51Flagstar Bank, National Association: 69% approved of 75Anderson Brothers Bank: 70% approved of 23Pennymac Loan Services, LLC: 70% approved of 111South Carolina Federal Credit Union: 71% approved of 42Mutual of Omaha Mortgage, Inc.: 72% approved of 75The Federal Savings Bank: 72% approved of 43GoodLeap, LLC: 72% approved of 61Carolina Trust Federal Credit Union: 73% approved of 206United Wholesale Mortgage, LLC: 75% approved of 405Truist Bank: 75% approved of 64Nationstar Mortgage LLC: 75% approved of 125Equity Prime Mortgage LLC: 77% approved of 22Lower, LLC: 78% approved of 45Magnolia Bank, Incorporated: 78% approved of 23T2 Financial LLC: 81% approved of 26South Atlantic Bank: 81% approved of 26Guaranteed Rate, Inc.: 82% approved of 34Sun West Mortgage Company, Inc.: 83% approved of 23Guild Mortgage Company LLC: 83% approved of 132Rocket Mortgage, LLC: 84% approved of 1,583First Reliance Bank: 88% approved of 24Equity Resources, Inc.: 90% approved of 30Movement Mortgage, LLC: 91% approved of 47Crosscountry Mortgage, LLC: 93% approved of 27Reliance First Capital, LLC: 100% approved of 53

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Horry County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%1,328 / 1,58397%$155K1,294
2Amerisave Mortgage Corporation33%149 / 45099%$95K148
3United Wholesale Mortgage, LLCBroker only75%303 / 40596%$235K291
4Loandepot.Com, LLC63%137 / 21696%$215K131
5Carolina Trust Federal Credit Union73%150 / 206100%$75K150

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 253 more lenders.

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