Lender profile · HMDA 2023–2025
Carolina Trust Federal Credit Union mortgage approval rates & lending data
Carolina Trust Federal Credit Union decided 413 mortgage applications and funded 319 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 121 / 138 | 99% | $245K | 120 |
| Cash-out refinance | 72% | 161 / 223 | 100% | $75K | 161 |
| Refinance | 70% | 28 / 40 | 100% | $105K | 28 |
Carolina Trust Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 77% | $75K | 395 | 303 |
| North Carolina | 89% | $105K | 18 | 16 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.