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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in San Juan Municipio, Puerto Rico

Fat Boy Data analyzed cash-out refinance activity in San Juan Municipio, Puerto Rico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 354 applications were decided by 41 lenders between 2023 and 2025.

San Juan Municipio at a glance

41Active lenders4 with 20+ decisions
71.2%Market approval rate252 of 354 decided
$175KTypical loanmedian lender, $10K brackets
96%Borrower take-up241 loans funded

How San Juan Municipio compares

Approval rate compared
San Juan Municipio71.2%Puerto Rico74.3%All 616 counties68.2%
Typical loan compared
San Juan Municipio$175KPuerto Rico$125KAll 616 counties$155K

What the data shows

Banco Popular De Puerto Rico made the most cash-out refinances in San Juan Municipio, PR, 46 of them.

Senior Mortgage Bankers Inc. approved the highest share of applications among lenders with at least 20 decisions here, 70% of 23.

The typical cash-out refinance here is $175K, 40% larger than the Puerto Rico typical of $125K.

Cash-out refinance lenders in San Juan Municipio

LenderApprovalApprovedTaken upTypical loanLoans made
1Banco Popular De Puerto Rico69%47 / 6898%$175K46
2Firstbank Puerto Rico66%35 / 5394%$215K33
3Oriental Bank58%26 / 4592%$175K24
4Senior Mortgage Bankers Inc.70%16 / 23100%$165K16
5Caribe Federal Credit UnionLimited sample67%12 / 18100%$105K12

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 36 more lenders.

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