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investment property lenders · HMDA 2023–2025

Investment property lenders in Ponce Municipio, Puerto Rico

Fat Boy Data analyzed investment property mortgage activity in Ponce Municipio, Puerto Rico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 102 applications were decided by 23 lenders between 2023 and 2025.

Ponce Municipio at a glance

23Active lenders2 with 20+ decisions
69.6%Market approval rate71 of 102 decided
$75KTypical loanmedian lender, $10K brackets
100%Borrower take-up71 loans funded

How Ponce Municipio compares

Approval rate compared
Ponce Municipio69.6%Puerto Rico80.4%All 616 counties87.5%
Typical loan compared
Ponce Municipio$75KPuerto Rico$135KAll 616 counties$255K

What the data shows

Firstbank Puerto Rico made the most investment property mortgages in Ponce Municipio, PR, 25 of them.

That is 35% of every investment property mortgage originated here, so this market is unusually concentrated in one lender.

Firstbank Puerto Rico approved the highest share of applications among lenders with at least 20 decisions here, 86% of 29.

Lenders approved 69.6% of investment property mortgage applications in Ponce Municipio, PR, 10.8 percentage points below the Puerto Rico rate of 80.4%.

The typical investment property mortgage here is $75K, 44% smaller than the Puerto Rico typical of $135K.

Investment property lenders in Ponce Municipio

LenderApprovalApprovedTaken upTypical loanLoans made
1Firstbank Puerto Rico86%25 / 29100%$75K25
2Banco Popular De Puerto Rico55%11 / 20100%$105K11
3Oriental BankLimited sample64%7 / 11100%$85K7
4The Money House, Inc.Limited sample60%6 / 10100%$65K6
5Sun West Mortgage Company, Inc.Limited sample71%5 / 7100%$105K5

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 18 more lenders.

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