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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Bayamón Municipio, Puerto Rico

Fat Boy Data analyzed cash-out refinance activity in Bayamón Municipio, Puerto Rico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 299 applications were decided by 32 lenders between 2023 and 2025.

Bayamón Municipio at a glance

32Active lenders3 with 20+ decisions
75.9%Market approval rate227 of 299 decided
$125KTypical loanmedian lender, $10K brackets
94%Borrower take-up213 loans funded

How Bayamón Municipio compares

Approval rate compared
Bayamón Municipio75.9%Puerto Rico74.3%All 616 counties68.2%
Typical loan compared
Bayamón Municipio$125KPuerto Rico$125KAll 616 counties$155K

What the data shows

Banco Popular De Puerto Rico made the most cash-out refinances in Bayamón Municipio, PR, 55 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Firstbank Puerto Rico approved the highest share of applications among lenders with at least 20 decisions here, 81% of 32.

Cash-out refinance lenders in Bayamón Municipio

LenderApprovalApprovedTaken upTypical loanLoans made
1Banco Popular De Puerto Rico63%60 / 9592%$125K55
2Firstbank Puerto Rico81%26 / 3285%$115K22
3Oriental Bank57%17 / 3094%$145K16
4Senior Mortgage Bankers Inc.Limited sample88%15 / 17100%$155K15
5Sun West Mortgage Company, Inc.Limited sample100%10 / 1070%$145K7

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 27 more lenders.

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Other lending data for Bayamón Municipio

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