HomePennsylvaniaMonroe CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Monroe County, Pennsylvania

Fat Boy Data analyzed cash-out refinance activity in Monroe County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,374 applications were decided by 193 lenders between 2023 and 2025.

Monroe County at a glance

193Active lenders25 with 20+ decisions
62.6%Market approval rate2,112 of 3,374 decided
$165KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,992 loans funded

How Monroe County compares

Approval rate compared
Monroe County62.6%Pennsylvania66.1%All 616 counties68.2%
Typical loan compared
Monroe County$165KPennsylvania$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Monroe County, PA, 643 of them.

That is 32% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 36.

The typical cash-out refinance here is $165K, 14% larger than the Pennsylvania typical of $145K.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 22% approved of 51Amerisave Mortgage Corporation: 25% approved of 277Lakeview Loan Servicing, LLC: 34% approved of 50Carrington Mortgage Services, LLC: 40% approved of 106New American Funding, LLC: 44% approved of 55Newrez LLC: 44% approved of 167New Day Financial, LLC: 48% approved of 65Village Capital & Investment LLC: 56% approved of 36Loandepot.Com, LLC: 56% approved of 133Freedom Mortgage Corporation: 57% approved of 99Mutual of Omaha Mortgage, Inc.: 59% approved of 39GoodLeap, LLC: 61% approved of 38Pennymac Loan Services, LLC: 62% approved of 92Citizens Bank, National Association: 62% approved of 32Wells Fargo Bank, National Association: 63% approved of 59United Wholesale Mortgage, LLC: 66% approved of 208Credit Union Mortgage Association, Inc.: 70% approved of 23The Federal Savings Bank: 71% approved of 21JPMorgan Chase Bank, National Association: 76% approved of 29Rocket Mortgage, LLC: 77% approved of 877Nationstar Mortgage LLC: 82% approved of 78First Northern Bank and Trust Company: 82% approved of 28ESSA Bank & Trust: 84% approved of 111Crosscountry Mortgage, LLC: 90% approved of 29Reliance First Capital, LLC: 97% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Monroe County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%672 / 87796%$165K643
2Amerisave Mortgage Corporation25%69 / 27799%$115K68
3United Wholesale Mortgage, LLCBroker only66%137 / 20899%$225K135
4Newrez LLC44%74 / 167100%$165K74
5Loandepot.Com, LLC56%74 / 13399%$225K73

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 188 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Monroe County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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