Cash-out refinance lenders in Luzerne County, Pennsylvania
Fat Boy Data analyzed cash-out refinance activity in Luzerne County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,934 applications were decided by 176 lenders between 2023 and 2025.
Luzerne County at a glance
How Luzerne County compares
What the data shows
Rocket Mortgage, LLC made the most cash-out refinances in Luzerne County, PA, 560 of them.
That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.
Citymark Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.
The typical cash-out refinance here is $125K, 14% smaller than the Pennsylvania typical of $145K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Cash-out refinance lenders in Luzerne County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 78% | 582 / 746 | 96% | $125K | 560 |
| 2 | Amerisave Mortgage Corporation | 27% | 55 / 206 | 100% | $105K | 55 |
| 3 | United Wholesale Mortgage, LLCBroker only | 75% | 89 / 119 | 99% | $175K | 88 |
| 4 | Loandepot.Com, LLC | 59% | 69 / 117 | 96% | $145K | 66 |
| 5 | Freedom Mortgage Corporation | 71% | 72 / 102 | 100% | $175K | 72 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 171 more lenders.
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You are seeing the 5 largest cash-out refinance lenders in Luzerne County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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