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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Cambria County, Pennsylvania

Fat Boy Data analyzed home purchase mortgage activity in Cambria County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,197 applications were decided by 192 lenders between 2023 and 2025.

Cambria County at a glance

192Active lenders27 with 20+ decisions
87.9%Market approval rate2,809 of 3,197 decided
$115KTypical loanmedian lender, $10K brackets
98%Borrower take-up2,751 loans funded

How Cambria County compares

Approval rate compared
Cambria County87.9%Pennsylvania89.8%All 616 counties87.6%
Typical loan compared
Cambria County$115KPennsylvania$255KAll 616 counties$335K

What the data shows

Primelending, A Plainscapital Company made the most home purchase mortgages in Cambria County, PA, 333 of them.

Jersey Shore State Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

The typical home purchase mortgage here is $115K, 55% smaller than the Pennsylvania typical of $255K.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%USAA Federal Savings Bank: 45% approved of 20Citizens Bank, National Association: 67% approved of 24Wells Fargo Bank, National Association: 78% approved of 32First National Bank of Pennsylvania: 81% approved of 226InFirst Bank: 82% approved of 33Rocket Mortgage, LLC: 82% approved of 208Northwest Bank: 83% approved of 301st Summit Bank: 86% approved of 271Flagstar Bank, National Association: 86% approved of 114New American Funding, LLC: 86% approved of 22Pennsylvania State Employees Credit Union: 89% approved of 46Mortgage Research Center, LLC: 90% approved of 114PennCrest Bank: 91% approved of 120Slovenian Savings and Loan Association of Franklin Conemaugh: 91% approved of 116Somerset Trust Company: 92% approved of 78Crosscountry Mortgage, LLC: 93% approved of 30S&T Bank: 93% approved of 61Ameriserv Financial Bank: 94% approved of 94Primelending, A Plainscapital Company: 94% approved of 368CNB Bank: 94% approved of 34First Commonwealth Bank: 94% approved of 361Union Home Mortgage Corp.: 95% approved of 21United Wholesale Mortgage, LLC: 95% approved of 44Paramount Residential Mortgage Group, Inc.: 96% approved of 24Reliance Savings Bank: 96% approved of 26Jersey Shore State Bank: 100% approved of 27Equity Resources, Inc.: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Cambria County

LenderApprovalApprovedTaken upTypical loanLoans made
1Primelending, A Plainscapital Company94%345 / 36897%$115K333
2First Commonwealth Bank94%341 / 36196%$115K328
31st Summit Bank86%232 / 27199%$125K230
4First National Bank of Pennsylvania81%184 / 22699%$125K183
5Rocket Mortgage, LLC82%171 / 208100%$95K171

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 187 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Cambria County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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