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refinance lenders · HMDA 2023–2025

Refinance lenders in Multnomah County, Oregon

Fat Boy Data analyzed mortgage refinance activity in Multnomah County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,332 applications were decided by 249 lenders between 2023 and 2025.

Multnomah County at a glance

249Active lenders45 with 20+ decisions
80.9%Market approval rate4,314 of 5,332 decided
$215KTypical loanmedian lender, $10K brackets
93%Borrower take-up4,022 loans funded

How Multnomah County compares

Approval rate compared
Multnomah County80.9%Oregon80.3%All 616 counties76.5%
Typical loan compared
Multnomah County$215KOregon$275KAll 616 counties$295K

What the data shows

Onpoint Community Credit Union made the most mortgage refinances in Multnomah County, OR, 1,349 of them.

That is 34% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 43.

The typical mortgage refinance here is $215K, 22% smaller than the Oregon typical of $275K.

Approval rate of all 45 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 30% approved of 67Columbia Community Credit Union: 42% approved of 26Lakeview Loan Servicing, LLC: 48% approved of 86KeyBank National Association: 55% approved of 49Columbia Bank: 65% approved of 130Mortgage Research Center, LLC: 66% approved of 50Newrez LLC: 66% approved of 62PNC Bank, National Association: 67% approved of 24Bank of America, National Association: 69% approved of 187Rivermark Community Credit Union: 69% approved of 75Wells Fargo Bank, National Association: 71% approved of 24Third Federal Savings And Loan Association Of Cleveland: 73% approved of 44Oregon Community: 73% approved of 37Alliant Credit Union: 75% approved of 20Nationstar Mortgage LLC: 76% approved of 41Rocket Mortgage, LLC: 78% approved of 209Longbridge Financial, LLC: 78% approved of 46Finance of America Reverse LLC: 82% approved of 39Fairway Independent Mortgage Corporation: 82% approved of 34Better Mortgage Corporation: 83% approved of 23Onity Mortgage Corporation: 83% approved of 24U.S. Bank National Association: 84% approved of 150Mutual of Omaha Mortgage, Inc.: 84% approved of 44Onpoint Community Credit Union: 84% approved of 1,707Village Capital & Investment LLC: 85% approved of 34Guaranteed Rate, Inc.: 86% approved of 36First Technology Federal Credit Union: 88% approved of 24Pennymac Loan Services, LLC: 89% approved of 87United Wholesale Mortgage, LLC: 91% approved of 380JPMorgan Chase Bank, National Association: 92% approved of 36New American Funding, LLC: 92% approved of 24American Pacific Mortgage Corporation: 93% approved of 28Consolidated Federal Credit Union: 94% approved of 31Freedom Mortgage Corporation: 94% approved of 85Mortgage Express, LLC: 95% approved of 37Nations Direct Mortgage, LLC: 95% approved of 39Sage Home Loans Corporation: 96% approved of 23Cmg Mortgage, Inc.: 96% approved of 71Guild Mortgage Company LLC: 96% approved of 124Provident Funding Associates, L.P.: 96% approved of 52Primelending, A Plainscapital Company: 96% approved of 28Crosscountry Mortgage, LLC: 100% approved of 43Paramount Residential Mortgage Group, Inc.: 100% approved of 36Summit Mortgage Corporation: 100% approved of 22Union Home Mortgage Corp.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Multnomah County

LenderApprovalApprovedTaken upTypical loanLoans made
1Onpoint Community Credit Union84%1,441 / 1,70794%$115K1,349
2United Wholesale Mortgage, LLCBroker only91%345 / 38093%$465K322
3Rocket Mortgage, LLC78%163 / 20993%$415K152
4Bank of America, National Association69%129 / 18798%$155K126
5U.S. Bank National Association84%126 / 15099%$155K125

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 244 more lenders.

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Other lending data for Multnomah County

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Nearby markets

All lending in Multnomah CountyCounty overviewRefinance across OregonStatewideClackamas CountyNearby countyWashington CountyNearby county