HomeOregonMultnomah CountyInvestment home improvement
investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Multnomah County, Oregon

Fat Boy Data analyzed investment home improvement loan activity in Multnomah County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 526 applications were decided by 65 lenders between 2023 and 2025.

Multnomah County at a glance

65Active lenders5 with 20+ decisions
52.5%Market approval rate276 of 526 decided
$75KTypical loanmedian lender, $10K brackets
91%Borrower take-up250 loans funded

How Multnomah County compares

Approval rate compared
Multnomah County52.5%Oregon53.9%All 616 counties51.2%
Typical loan compared
Multnomah County$75KOregon$85KAll 616 counties$115K

What the data shows

Onpoint Community Credit Union made the most investment home improvement loans in Multnomah County, OR, 94 of them.

That is 38% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.

First Technology Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

The typical investment home improvement loan here is $75K, 12% smaller than the Oregon typical of $85K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%U.S. Bank National Association: 3% approved of 32Onpoint Community Credit Union: 53% approved of 196Rivermark Community Credit Union: 55% approved of 20Consolidated Federal Credit Union: 71% approved of 21First Technology Federal Credit Union: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property improvement lenders in Multnomah County

LenderApprovalApprovedTaken upTypical loanLoans made
1Onpoint Community Credit Union53%103 / 19691%$75K94
2U.S. Bank National Association3%1 / 32100%$255K1
3First Technology Federal Credit Union100%28 / 2882%$165K23
4Consolidated Federal Credit Union71%15 / 21100%$135K15
5Rivermark Community Credit Union55%11 / 20100%$105K11

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 60 more lenders.

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