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refinance lenders · HMDA 2023–2025

Refinance lenders in Jackson County, Oregon

Fat Boy Data analyzed mortgage refinance activity in Jackson County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,493 applications were decided by 149 lenders between 2023 and 2025.

Jackson County at a glance

149Active lenders18 with 20+ decisions
79.3%Market approval rate1,184 of 1,493 decided
$255KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,099 loans funded

How Jackson County compares

Approval rate compared
Jackson County79.3%Oregon80.3%All 616 counties76.5%
Typical loan compared
Jackson County$255KOregon$275KAll 616 counties$295K

What the data shows

Rogue made the most mortgage refinances in Jackson County, OR, 241 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 35.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 21% approved of 33Mortgage Research Center, LLC: 61% approved of 28Banner Bank: 68% approved of 22Columbia Bank: 72% approved of 43First Interstate Bank: 74% approved of 66Newrez LLC: 75% approved of 24Rocket Mortgage, LLC: 80% approved of 75U.S. Bank National Association: 84% approved of 32Rogue: 85% approved of 294First Community: 86% approved of 35Mutual of Omaha Mortgage, Inc.: 86% approved of 28United Wholesale Mortgage, LLC: 86% approved of 114Cmg Mortgage, Inc.: 88% approved of 32Pennymac Loan Services, LLC: 88% approved of 24Crosscountry Mortgage, LLC: 90% approved of 40Freedom Mortgage Corporation: 91% approved of 54Village Capital & Investment LLC: 93% approved of 27Guild Mortgage Company LLC: 100% approved of 35

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Jackson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rogue85%250 / 29496%$85K241
2United Wholesale Mortgage, LLCBroker only86%98 / 11492%$375K90
3Rocket Mortgage, LLC80%60 / 7590%$335K54
4First Interstate Bank74%49 / 6696%$105K47
5Freedom Mortgage Corporation91%49 / 5478%$365K38

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 144 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Jackson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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