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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Jackson County, Oregon

Fat Boy Data analyzed home purchase mortgage activity in Jackson County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,266 applications were decided by 253 lenders between 2023 and 2025.

Jackson County at a glance

253Active lenders50 with 20+ decisions
91.2%Market approval rate6,628 of 7,266 decided
$345KTypical loanmedian lender, $10K brackets
94%Borrower take-up6,230 loans funded

How Jackson County compares

Approval rate compared
Jackson County91.2%Oregon90.6%All 616 counties87.6%
Typical loan compared
Jackson County$345KOregon$425KAll 616 counties$335K

What the data shows

Rogue made the most home purchase mortgages in Jackson County, OR, 779 of them.

Plains Commerce Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 55.

The typical home purchase mortgage here is $345K, 19% smaller than the Oregon typical of $425K.

Approval rate of all 50 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 17% approved of 2921St Mortgage Corporation: 29% approved of 80Credit Human Federal Credit Union: 39% approved of 77Triad Financial Services, Inc.: 65% approved of 137Banner Bank: 69% approved of 58USAA Federal Savings Bank: 69% approved of 29Kind Lending, LLC: 74% approved of 65Wells Fargo Bank, National Association: 79% approved of 42U.S. Bank National Association: 81% approved of 117Evergreen Federal Bank: 83% approved of 30Onpoint Community Credit Union: 85% approved of 20Loandepot.Com, LLC: 88% approved of 77Mutual of Omaha Mortgage, Inc.: 89% approved of 115Directors Mortgage, Inc.: 89% approved of 27JPMorgan Chase Bank, National Association: 90% approved of 77Navy Federal Credit Union: 90% approved of 31Mortgage Research Center, LLC: 91% approved of 134United Wholesale Mortgage, LLC: 91% approved of 447Pennymac Loan Services, LLC: 91% approved of 112Rocket Mortgage, LLC: 92% approved of 235Sierra Pacific Mortgage Company, Inc.: 92% approved of 51Peak Credit Union: 93% approved of 27First Community: 93% approved of 57Fairway Independent Mortgage Corporation: 93% approved of 100Columbia Bank: 93% approved of 118Pacific Residential Mortgage, LLC: 94% approved of 31Sunflower Bank, National Association: 94% approved of 97Rogue: 94% approved of 850Mortgage Express, LLC: 94% approved of 149People's Bank of Commerce: 94% approved of 34Newrez LLC: 95% approved of 55Plaza Home Mortgage, Inc.: 95% approved of 20Synergy One Lending, Inc.: 95% approved of 20Freedom Mortgage Corporation: 95% approved of 21Willamette Valley Bank: 96% approved of 196Summit Funding, Inc.: 96% approved of 51The Loan Store, Inc.: 96% approved of 54Cmg Mortgage, Inc.: 97% approved of 327Premier Mortgage Resources, L.L.C.: 97% approved of 38Dhi Mortgage Company, Ltd.: 97% approved of 77Evergreen Moneysource Mortgage Company: 97% approved of 157Guild Mortgage Company LLC: 98% approved of 834Movement Mortgage, LLC: 99% approved of 358Crosscountry Mortgage, LLC: 99% approved of 356Nations Lending Corporation: 100% approved of 264Plains Commerce Bank: 100% approved of 55Cornerstone Capital Bank, Ssb: 100% approved of 36New American Funding, LLC: 100% approved of 30Paramount Residential Mortgage Group, Inc.: 100% approved of 24Guaranteed Rate, Inc.: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Jackson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rogue94%798 / 85098%$285K779
2Guild Mortgage Company LLC98%816 / 83490%$325K732
3United Wholesale Mortgage, LLCBroker only91%407 / 447100%$355K405
4Movement Mortgage, LLC99%353 / 35886%$355K303
5Crosscountry Mortgage, LLC99%351 / 35699%$345K346

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 248 more lenders.

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