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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Richland County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Richland County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,367 applications were decided by 111 lenders between 2023 and 2025.

Richland County at a glance

111Active lenders16 with 20+ decisions
66.5%Market approval rate909 of 1,367 decided
$125KTypical loanmedian lender, $10K brackets
96%Borrower take-up871 loans funded

How Richland County compares

Approval rate compared
Richland County66.5%Ohio70.0%All 616 counties68.2%
Typical loan compared
Richland County$125KOhio$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Richland County, OH, 254 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 90% of 29.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%Carrington Mortgage Services, LLC: 17% approved of 30Amerisave Mortgage Corporation: 31% approved of 104Pennymac Loan Services, LLC: 44% approved of 32New Day Financial, LLC: 48% approved of 44American Financing Corporation: 48% approved of 29The Park National Bank: 62% approved of 32Loandepot.Com, LLC: 70% approved of 57GoodLeap, LLC: 73% approved of 22Newrez LLC: 75% approved of 28United Wholesale Mortgage, LLC: 76% approved of 49Rocket Mortgage, LLC: 76% approved of 343Freedom Mortgage Corporation: 77% approved of 43JPMorgan Chase Bank, National Association: 79% approved of 28The Huntington National Bank: 80% approved of 124Nationstar Mortgage LLC: 82% approved of 33Crosscountry Mortgage, LLC: 90% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Richland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC76%261 / 34397%$125K254
2The Huntington National Bank80%99 / 12497%$85K96
3Amerisave Mortgage Corporation31%32 / 10497%$85K31
4Loandepot.Com, LLC70%40 / 5798%$155K39
5United Wholesale Mortgage, LLCBroker only76%37 / 4997%$205K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 106 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Richland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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