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refinance lenders · HMDA 2023–2025

Refinance lenders in Lucas County, Ohio

Fat Boy Data analyzed mortgage refinance activity in Lucas County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,366 applications were decided by 149 lenders between 2023 and 2025.

Lucas County at a glance

149Active lenders24 with 20+ decisions
74.2%Market approval rate2,498 of 3,366 decided
$95KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,373 loans funded

How Lucas County compares

Approval rate compared
Lucas County74.2%Ohio76.9%All 616 counties76.5%
Typical loan compared
Lucas County$95KOhio$105KAll 616 counties$295K

What the data shows

Fifth Third Bank, National Association made the most mortgage refinances in Lucas County, OH, 430 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 59.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 16% approved of 83Newrez LLC: 56% approved of 32Royal United Mortgage LLC: 58% approved of 64Lakeview Loan Servicing, LLC: 62% approved of 21Mortgage Research Center, LLC: 63% approved of 59Equity Resources, Inc.: 64% approved of 45KeyBank National Association: 72% approved of 93Third Federal Savings And Loan Association Of Cleveland: 73% approved of 26The Huntington National Bank: 73% approved of 558Rocket Mortgage, LLC: 74% approved of 151PNC Bank, National Association: 75% approved of 190Fifth Third Bank, National Association: 76% approved of 590Premier Bank: 76% approved of 33Citizens Bank, National Association: 76% approved of 358United Wholesale Mortgage, LLC: 78% approved of 146Directions Credit Union, Inc.: 81% approved of 90The Genoa Banking Company: 86% approved of 42SUN Federal Credit Union: 92% approved of 36Union Home Mortgage Corp.: 93% approved of 45Pennymac Loan Services, LLC: 96% approved of 48Click N' Close, Inc.: 96% approved of 52Village Capital & Investment LLC: 97% approved of 34Freedom Mortgage Corporation: 100% approved of 59Nfm, Inc.: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Lucas County

LenderApprovalApprovedTaken upTypical loanLoans made
1Fifth Third Bank, National Association76%446 / 59096%$65K430
2The Huntington National Bank73%408 / 55895%$95K388
3Citizens Bank, National Association76%273 / 35897%$105K266
4PNC Bank, National Association75%143 / 19097%$85K139
5Rocket Mortgage, LLC74%112 / 15196%$185K108

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 144 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Lucas County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Lucas County

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Nearby markets

All lending in Lucas CountyCounty overviewRefinance across OhioStatewide