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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Lucas County, Ohio

Fat Boy Data analyzed investment property refinance activity in Lucas County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 308 applications were decided by 69 lenders between 2023 and 2025.

Lucas County at a glance

69Active lenders5 with 20+ decisions
70.1%Market approval rate216 of 308 decided
$85KTypical loanmedian lender, $10K brackets
90%Borrower take-up195 loans funded

How Lucas County compares

Approval rate compared
Lucas County70.1%Ohio75.9%All 616 counties77.7%
Typical loan compared
Lucas County$85KOhio$115KAll 616 counties$235K

What the data shows

First Merchants Bank made the most investment property refinances in Lucas County, OH, 24 of them.

First Merchants Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

Lenders approved 70.1% of investment property refinance applications in Lucas County, OH, 5.7 percentage points below the Ohio rate of 75.9%.

The typical investment property refinance here is $85K, 26% smaller than the Ohio typical of $115K.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%United Wholesale Mortgage, LLC: 22% approved of 23Fifth Third Bank, National Association: 33% approved of 24Kiavi Funding, Inc.: 78% approved of 36First Merchants Bank: 100% approved of 24Bpl Mortgage, LLC: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Lucas County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.78%28 / 3682%$85K23
2Fifth Third Bank, National Association33%8 / 24100%$45K8
3First Merchants Bank100%24 / 24100%$55K24
4United Wholesale Mortgage, LLCBroker only22%5 / 23100%$75K5
5Bpl Mortgage, LLC100%22 / 2273%$75K16

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 64 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Lucas County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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