HomeNorth CarolinaWayne CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Wayne County, North Carolina

Fat Boy Data analyzed investment cash-out refinance activity in Wayne County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 131 applications were decided by 54 lenders between 2023 and 2025.

Wayne County at a glance

54Active lenders0 with 20+ decisions
71.0%Market approval rate93 of 131 decided
$135KTypical loanmedian lender, $10K brackets
91%Borrower take-up85 loans funded

How Wayne County compares

Approval rate compared
Wayne County71.0%North Carolina71.8%All 616 counties73.1%
Typical loan compared
Wayne County$135KNorth Carolina$195KAll 616 counties$205K

What the data shows

State Employees' made the most investment cash-out refinances in Wayne County, NC, 5 of them.

The typical investment cash-out refinance here is $135K, 31% smaller than the North Carolina typical of $195K.

Investment property cash-out lenders in Wayne County

LenderApprovalApprovedTaken upTypical loanLoans made
1American Heritage Lending, LLCLimited sample78%7 / 957%$115K4
2State Employees'Limited sample71%5 / 7100%$145K5
3Rocket Mortgage, LLCLimited sample57%4 / 7100%$145K4
4United Wholesale Mortgage, LLCBroker only83%5 / 6100%$165K5
5Champions Funding, LLCLimited sample50%3 / 6100%$185K3

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 49 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Wayne County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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