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refinance lenders · HMDA 2023–2025

Refinance lenders in Union County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Union County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,006 applications were decided by 236 lenders between 2023 and 2025.

Union County at a glance

236Active lenders33 with 20+ decisions
77.5%Market approval rate3,106 of 4,006 decided
$245KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,944 loans funded

How Union County compares

Approval rate compared
Union County77.5%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Union County$245KNorth Carolina$205KAll 616 counties$295K

What the data shows

State Employees' made the most mortgage refinances in Union County, NC, 275 of them.

American Security Mortgage Corp. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

The typical mortgage refinance here is $245K, 20% larger than the North Carolina typical of $205K.

Approval rate of all 33 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 31% approved of 74Lakeview Loan Servicing, LLC: 47% approved of 60Pinnacle Bank: 62% approved of 21First National Bank of Pennsylvania: 64% approved of 92Citizens Bank, National Association: 66% approved of 29Third Federal Savings And Loan Association Of Cleveland: 66% approved of 82Truist Bank: 66% approved of 277PNC Bank, National Association: 67% approved of 87Allegacy Federal Credit Union: 67% approved of 33Truliant Federal Credit Union: 69% approved of 154Fifth Third Bank, National Association: 72% approved of 158SouthState Bank, National Association: 73% approved of 51Loandepot.Com, LLC: 73% approved of 22State Employees': 73% approved of 378Civic Federal Credit Union: 74% approved of 38TD Bank, National Association: 76% approved of 21Bank of America, National Association: 76% approved of 237First-Citizens Bank & Trust Company: 79% approved of 266Newrez LLC: 82% approved of 33Rocket Mortgage, LLC: 83% approved of 190Wells Fargo Bank, National Association: 88% approved of 24Mutual of Omaha Mortgage, Inc.: 88% approved of 33Cmg Mortgage, Inc.: 90% approved of 29United Wholesale Mortgage, LLC: 90% approved of 398Nationstar Mortgage LLC: 91% approved of 22Union Home Mortgage Corp.: 92% approved of 26Village Capital & Investment LLC: 95% approved of 37Freedom Mortgage Corporation: 95% approved of 93JPMorgan Chase Bank, National Association: 95% approved of 21Movement Mortgage, LLC: 96% approved of 81Pennymac Loan Services, LLC: 97% approved of 63American Security Mortgage Corp.: 100% approved of 25Provident Funding Associates, L.P.: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Union County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%360 / 39898%$425K351
2State Employees'73%277 / 37899%$105K275
3Truist Bank66%184 / 27795%$125K175
4First-Citizens Bank & Trust Company79%211 / 26695%$185K200
5Bank of America, National Association76%181 / 23799%$195K179

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 231 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Union County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Union County

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Nearby markets

All lending in Union CountyCounty overviewRefinance across North CarolinaStatewideCabarrus CountyNearby countyMecklenburg CountyNearby county