Home improvement loan lenders in Onslow County, North Carolina
Fat Boy Data analyzed home improvement loan activity in Onslow County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,542 applications were decided by 72 lenders between 2023 and 2025.
Onslow County at a glance
How Onslow County compares
What the data shows
Navy Federal Credit Union made the most home improvement loans in Onslow County, NC, 346 of them.
That is 41% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
First-Citizens Bank & Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 71% of 87.
Lenders approved 58.1% of home improvement loan applications in Onslow County, NC, 5.9 percentage points below the North Carolina rate of 64.0%.
The typical home improvement loan here is $55K, 35% smaller than the North Carolina typical of $85K.
Only 1 lender here typically writes at or below $35K: Figure Lending LLC.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Onslow County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Navy Federal Credit Union | 64% | 357 / 556 | 97% | $55K | 346 |
| 2 | State Employees' | 64% | 133 / 207 | 99% | $55K | 132 |
| 3 | Bank of America, National Association | 28% | 35 / 124 | 100% | $65K | 35 |
| 4 | First-Citizens Bank & Trust Company | 71% | 62 / 87 | 95% | $75K | 59 |
| 5 | Truist Bank | 39% | 22 / 57 | 95% | $105K | 21 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 67 more lenders.
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