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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Forsyth County, North Carolina

Fat Boy Data analyzed home improvement loan activity in Forsyth County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,636 applications were decided by 100 lenders between 2023 and 2025.

Forsyth County at a glance

100Active lenders22 with 20+ decisions
61.6%Market approval rate2,854 of 4,636 decided
$55KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,686 loans funded

How Forsyth County compares

Approval rate compared
Forsyth County61.6%North Carolina64.0%All 616 counties62.7%
Typical loan compared
Forsyth County$55KNorth Carolina$85KAll 616 counties$75K

What the data shows

State Employees' made the most home improvement loans in Forsyth County, NC, 612 of them.

Summit Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 97% of 69.

The typical home improvement loan here is $55K, 35% smaller than the North Carolina typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 28% approved of 106Spring Eq, LLC: 33% approved of 55U.S. Bank National Association: 33% approved of 27Truist Bank: 44% approved of 251Bank of America, National Association: 45% approved of 283Truliant Federal Credit Union: 50% approved of 1,006First Horizon Bank: 52% approved of 167Piedmont Advantage Credit Union: 54% approved of 24Third Federal Savings And Loan Association Of Cleveland: 62% approved of 21First National Bank of Pennsylvania: 63% approved of 91Civic Federal Credit Union: 64% approved of 69Figure Lending LLC: 64% approved of 90Navy Federal Credit Union: 65% approved of 102Citizens Bank, National Association: 68% approved of 34PNC Bank, National Association: 68% approved of 59State Employees': 69% approved of 887Pinnacle Bank: 72% approved of 69The Fidelity Bank: 77% approved of 30First-Citizens Bank & Trust Company: 77% approved of 144Allegacy Federal Credit Union: 77% approved of 632Summit Credit Union: 97% approved of 69Coastal Community Bank: 100% approved of 80

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Forsyth County

LenderApprovalApprovedTaken upTypical loanLoans made
1Truliant Federal Credit Union50%503 / 1,00694%$55K473
2State Employees'69%615 / 887100%$55K612
3Allegacy Federal Credit Union77%489 / 63298%$85K481
4Bank of America, National Association45%126 / 28398%$85K124
5Truist Bank44%110 / 25195%$75K104

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 95 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Forsyth County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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