refinance lenders · HMDA 2023–2025

Refinance lenders in Buncombe County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Buncombe County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,281 applications were decided by 173 lenders between 2023 and 2025.

Buncombe County at a glance

173Active lenders23 with 20+ decisions
77.1%Market approval rate1,759 of 2,281 decided
$195KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,662 loans funded

How Buncombe County compares

Approval rate compared
Buncombe County77.1%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Buncombe County$195KNorth Carolina$205KAll 616 counties$295K

What the data shows

State Employees' made the most mortgage refinances in Buncombe County, NC, 290 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 47.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 28% approved of 36Lakeview Loan Servicing, LLC: 50% approved of 22Truist Bank: 61% approved of 135Third Federal Savings And Loan Association Of Cleveland: 67% approved of 24PNC Bank, National Association: 67% approved of 55Newrez LLC: 71% approved of 21First Bank: 72% approved of 50Bank of America, National Association: 72% approved of 65First Horizon Bank: 73% approved of 26State Employees': 74% approved of 400HomeTrust Bank: 74% approved of 155United Federal Credit Union: 76% approved of 51First-Citizens Bank & Trust Company: 79% approved of 237United Community Bank: 79% approved of 24TD Bank, National Association: 80% approved of 25Rocket Mortgage, LLC: 81% approved of 113Pennymac Loan Services, LLC: 84% approved of 25Civic Federal Credit Union: 84% approved of 38United Wholesale Mortgage, LLC: 88% approved of 86Mutual of Omaha Mortgage, Inc.: 91% approved of 46Freedom Mortgage Corporation: 93% approved of 45Movement Mortgage, LLC: 100% approved of 47Village Capital & Investment LLC: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Buncombe County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'74%296 / 40098%$125K290
2First-Citizens Bank & Trust Company79%187 / 23793%$185K173
3HomeTrust Bank74%115 / 15599%$245K114
4Truist Bank61%82 / 13590%$165K74
5Rocket Mortgage, LLC81%92 / 11389%$335K82

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 168 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Buncombe County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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