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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Santa Fe County, New Mexico

Fat Boy Data analyzed home improvement loan activity in Santa Fe County, New Mexico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,131 applications were decided by 67 lenders between 2023 and 2025.

Santa Fe County at a glance

67Active lenders14 with 20+ decisions
68.6%Market approval rate776 of 1,131 decided
$75KTypical loanmedian lender, $10K brackets
94%Borrower take-up727 loans funded

How Santa Fe County compares

Approval rate compared
Santa Fe County68.6%New Mexico66.6%All 616 counties62.7%
Typical loan compared
Santa Fe County$75KNew Mexico$55KAll 616 counties$75K

What the data shows

Nusenda made the most home improvement loans in Santa Fe County, NM, 132 of them.

State Employees Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 96% of 81.

The typical home improvement loan here is $75K, 36% larger than the New Mexico typical of $55K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 26% approved of 31Spring Eq, LLC: 38% approved of 32U.S. Bank National Association: 43% approved of 61Bank of America, National Association: 48% approved of 106HTLF Bank: 60% approved of 58Navy Federal Credit Union: 62% approved of 29PNC Bank, National Association: 64% approved of 28BOKF, National Association: 67% approved of 48Figure Lending LLC: 67% approved of 49Sandia Area: 77% approved of 53Nusenda: 78% approved of 180Sunward: 79% approved of 43Del Norte Credit Union: 89% approved of 126State Employees Credit Union: 96% approved of 81

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Santa Fe County

LenderApprovalApprovedTaken upTypical loanLoans made
1Nusenda78%141 / 18094%$75K132
2Del Norte Credit Union89%112 / 12699%$75K111
3Bank of America, National Association48%51 / 10696%$105K49
4State Employees Credit Union96%78 / 8190%$75K70
5U.S. Bank National Association43%26 / 61100%$75K26

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 62 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Santa Fe County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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