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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Warren County, New Jersey

Fat Boy Data analyzed home improvement loan activity in Warren County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,475 applications were decided by 98 lenders between 2023 and 2025.

Warren County at a glance

98Active lenders19 with 20+ decisions
61.4%Market approval rate906 of 1,475 decided
$95KTypical loanmedian lender, $10K brackets
93%Borrower take-up847 loans funded

How Warren County compares

Approval rate compared
Warren County61.4%New Jersey59.7%All 616 counties62.7%
Typical loan compared
Warren County$95KNew Jersey$105KAll 616 counties$75K

What the data shows

PNC Bank, National Association made the most home improvement loans in Warren County, NJ, 170 of them.

Valley National Bank approved the highest share of applications among lenders with at least 20 decisions here, 86% of 37.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 32% approved of 71Manufacturers and Traders Trust Company: 33% approved of 24Spring Eq, LLC: 34% approved of 35Bank of America, National Association: 38% approved of 159Visions Federal Credit Union: 57% approved of 97Affinity: 59% approved of 41Third Federal Savings And Loan Association Of Cleveland: 59% approved of 22Fulton Bank, National Association: 59% approved of 71TD Bank, National Association: 62% approved of 90PNC Bank, National Association: 65% approved of 279Citizens Bank, National Association: 71% approved of 78Navy Federal Credit Union: 72% approved of 25First Commonwealth Federal Credit Union: 76% approved of 51Picatinny Federal Credit Union: 78% approved of 36First Hope Bank, A National Banking Association: 80% approved of 41Figure Lending LLC: 81% approved of 27Irco Community Federal Credit Union: 83% approved of 29Valley National Bank: 86% approved of 37Coastal Community Bank: 97% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Warren County

LenderApprovalApprovedTaken upTypical loanLoans made
1PNC Bank, National Association65%181 / 27994%$95K170
2Bank of America, National Association38%61 / 159100%$105K61
3Visions Federal Credit Union57%55 / 9795%$75K52
4TD Bank, National Association62%56 / 90100%$105K56
5Citizens Bank, National Association71%55 / 78100%$105K55

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 93 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Warren County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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