HomeNew JerseyMorris CountyHome improvement loans
home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Morris County, New Jersey

Fat Boy Data analyzed home improvement loan activity in Morris County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,138 applications were decided by 150 lenders between 2023 and 2025.

Morris County at a glance

150Active lenders33 with 20+ decisions
67.3%Market approval rate4,132 of 6,138 decided
$105KTypical loanmedian lender, $10K brackets
93%Borrower take-up3,849 loans funded

How Morris County compares

Approval rate compared
Morris County67.3%New Jersey59.7%All 616 counties62.7%
Typical loan compared
Morris County$105KNew Jersey$105KAll 616 counties$75K

What the data shows

Bank of America, National Association made the most home improvement loans in Morris County, NJ, 458 of them.

Valley National Bank approved the highest share of applications among lenders with at least 20 decisions here, 85% of 266.

Lenders approved 67.3% of home improvement loan applications in Morris County, NJ, 7.6 percentage points above the New Jersey rate of 59.7%.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 33 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 33% approved of 238Alliant Credit Union: 33% approved of 24Spring Eq, LLC: 34% approved of 120Truist Bank: 40% approved of 30Fourleaf: 51% approved of 53Bank of America, National Association: 57% approved of 842U.S. Bank National Association: 57% approved of 84Manufacturers and Traders Trust Company: 57% approved of 185Crosscountry Mortgage, LLC: 60% approved of 30Pentagon Federal Credit Union: 62% approved of 52Figure Lending LLC: 62% approved of 135Fulton Bank, National Association: 63% approved of 71Northfield Bank: 64% approved of 39Lakeland Bank: 67% approved of 87TD Bank, National Association: 69% approved of 653PNC Bank, National Association: 69% approved of 562Guaranteed Rate, Inc.: 70% approved of 56Garden Savings Federal Credit Union: 70% approved of 30Third Federal Savings And Loan Association Of Cleveland: 70% approved of 91Citizens Bank, National Association: 70% approved of 567Navy Federal Credit Union: 71% approved of 78Provident Bank: 72% approved of 94Columbia Bank: 74% approved of 87Affinity: 74% approved of 264Picatinny Federal Credit Union: 76% approved of 464Homebridge Financial Services, Inc.: 77% approved of 39Nationstar Mortgage LLC: 79% approved of 29TOWER Federal Credit Union: 80% approved of 30Visions Federal Credit Union: 80% approved of 214JPMorgan Chase Bank, National Association: 81% approved of 21USAlliance Federal Credit Union: 83% approved of 29Valley National Bank: 85% approved of 266Coastal Community Bank: 99% approved of 128

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Morris County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association57%479 / 84296%$105K458
2TD Bank, National Association69%448 / 65398%$135K437
3Citizens Bank, National Association70%399 / 56797%$205K389
4PNC Bank, National Association69%387 / 56295%$135K368
5Picatinny Federal Credit Union76%352 / 46496%$85K339

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 145 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest home improvement loan lenders in Morris County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Morris County

Nearby markets