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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Cumberland County, New Jersey

Fat Boy Data analyzed home purchase mortgage activity in Cumberland County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,386 applications were decided by 231 lenders between 2023 and 2025.

Cumberland County at a glance

231Active lenders40 with 20+ decisions
85.1%Market approval rate3,734 of 4,386 decided
$235KTypical loanmedian lender, $10K brackets
96%Borrower take-up3,596 loans funded

How Cumberland County compares

Approval rate compared
Cumberland County85.1%New Jersey89.0%All 616 counties87.6%
Typical loan compared
Cumberland County$235KNew Jersey$445KAll 616 counties$335K

What the data shows

Nation One Mortgage Corporation made the most home purchase mortgages in Cumberland County, NJ, 949 of them.

That is 26% of every home purchase mortgage originated here, so this market is unusually concentrated in one lender.

Tam Lending Center Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 72.

The typical home purchase mortgage here is $235K, 47% smaller than the New Jersey typical of $445K.

Approval rate of all 40 lenders with 20+ decisions here
0%25%50%75%100%First Credit Corporation of New York, Inc.: 15% approved of 3421St Mortgage Corporation: 22% approved of 156PNC Bank, National Association: 35% approved of 23Bank of America, National Association: 40% approved of 45TD Bank, National Association: 56% approved of 25Citizens Bank, National Association: 61% approved of 33NVR Mortgage Finance, Inc.: 61% approved of 23Triad Financial Services, Inc.: 61% approved of 149Navy Federal Credit Union: 69% approved of 29Rocket Mortgage, LLC: 78% approved of 101First National Bank of America: 79% approved of 47Cmg Mortgage, Inc.: 79% approved of 76Paramount Residential Mortgage Group, Inc.: 81% approved of 26Pennymac Loan Services, LLC: 82% approved of 22Wells Fargo Bank, National Association: 83% approved of 23Mortgage Research Center, LLC: 83% approved of 87Guaranteed Rate, Inc.: 84% approved of 124United Wholesale Mortgage, LLC: 84% approved of 75Emm Loans LLC: 84% approved of 50Movement Mortgage, LLC: 84% approved of 58OceanFirst Bank, National Association: 89% approved of 57Truist Bank: 90% approved of 29Prosperity Home Mortgage, LLC: 91% approved of 91Fairway Independent Mortgage Corporation: 92% approved of 25Allied Mortgage Group, Inc.: 93% approved of 44American Neighborhood Mortgage Acceptance Company LLC: 94% approved of 68Crosscountry Mortgage, LLC: 94% approved of 104Gateway First Bank: 95% approved of 306Farm Credit East, ACA: 95% approved of 20American Financial Network, Inc.: 95% approved of 41Nfm, Inc.: 96% approved of 70Greentree Mortgage Company, L.P.: 96% approved of 121Absolute Home Mortgage Corporation: 96% approved of 56Cardinal Financial Company, Limited Partnership: 97% approved of 206Affordable Mortgage Advisors, LLC: 97% approved of 67Nation One Mortgage Corporation: 97% approved of 977Acre Mortgage & Financial, Inc.: 97% approved of 36New American Funding, LLC: 97% approved of 37Advisors Mortgage Group, L.L.C.: 97% approved of 39Tam Lending Center Inc.: 100% approved of 72

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Cumberland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Nation One Mortgage Corporation97%949 / 977100%$235K949
2Gateway First Bank95%290 / 30698%$185K283
3Cardinal Financial Company, Limited Partnership97%199 / 20694%$235K188
421St Mortgage Corporation22%34 / 15697%$65K33
5Triad Financial Services, Inc.61%91 / 14952%$85K47

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 226 more lenders.

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