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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Bergen County, New Jersey

Fat Boy Data analyzed home purchase mortgage activity in Bergen County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 21,087 applications were decided by 456 lenders between 2023 and 2025.

Bergen County at a glance

456Active lenders147 with 20+ decisions
89.2%Market approval rate18,803 of 21,087 decided
$545KTypical loanmedian lender, $10K brackets
97%Borrower take-up18,148 loans funded

How Bergen County compares

Approval rate compared
Bergen County89.2%New Jersey89.0%All 616 counties87.6%
Typical loan compared
Bergen County$545KNew Jersey$445KAll 616 counties$335K

What the data shows

Crosscountry Mortgage, LLC made the most home purchase mortgages in Bergen County, NJ, 1,239 of them.

Embrace Home Loans, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 99% of 69.

The typical home purchase mortgage here is $545K, 22% larger than the New Jersey typical of $445K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Flagstar Bank, National Association: 49% approved of 113Homebridge Financial Services, Inc.: 72% approved of 107PNC Bank, National Association: 73% approved of 168Bank of America, National Association: 76% approved of 578Navy Federal Credit Union: 76% approved of 85Citizens Bank, National Association: 78% approved of 344Plaza Home Mortgage, Inc.: 78% approved of 128Kind Lending, LLC: 79% approved of 95Pennymac Loan Services, LLC: 82% approved of 298Rocket Mortgage, LLC: 84% approved of 1,002Freedom Mortgage Corporation: 85% approved of 86TD Bank, National Association: 85% approved of 565Mortgage Research Center, LLC: 85% approved of 81Northpointe Bank: 86% approved of 74Newrez LLC: 87% approved of 193Cardinal Financial Company, Limited Partnership: 87% approved of 69Visions Federal Credit Union: 87% approved of 132Better Mortgage Corporation: 88% approved of 96U.S. Bank National Association: 88% approved of 336Manufacturers and Traders Trust Company: 88% approved of 238United Wholesale Mortgage, LLC: 88% approved of 1,292Valley National Bank: 89% approved of 145Woori America Bank: 89% approved of 155Wells Fargo Bank, National Association: 90% approved of 525JPMorgan Chase Bank, National Association: 90% approved of 968Webster Bank, National Association: 91% approved of 159Advisors Mortgage Group, L.L.C.: 91% approved of 87Citibank, National Association: 91% approved of 373Provident Funding Associates, L.P.: 91% approved of 168Cmg Mortgage, Inc.: 91% approved of 292A&D Mortgage LLC: 91% approved of 70Columbia Bank: 92% approved of 115Brighton Bank: 92% approved of 78New American Funding, LLC: 93% approved of 94Union Home Mortgage Corp.: 93% approved of 148Paramount Residential Mortgage Group, Inc.: 93% approved of 247Guaranteed Rate Affinity, LLC: 93% approved of 236Unity Bank: 94% approved of 96Fairway Independent Mortgage Corporation: 94% approved of 274Movement Mortgage, LLC: 94% approved of 311Meadowbrook Financial Mortgage Bankers Corp.: 94% approved of 69Luminate Bank: 95% approved of 160Guaranteed Rate, Inc.: 95% approved of 753Crosscountry Mortgage, LLC: 95% approved of 1,316American Neighborhood Mortgage Acceptance Company LLC: 95% approved of 166Toll Brothers Mortgage Company: 95% approved of 170Nj Lenders Corp.: 95% approved of 911Mlb Residential Lending, LLC: 95% approved of 881St 2Nd Mortgage Company of N.J., Inc.: 96% approved of 76Carnegie Mortgage Partners, LLC: 96% approved of 78Emm Loans LLC: 97% approved of 86Loandepot.Com, LLC: 97% approved of 532Cornerstone First Mortgage, Inc: 97% approved of 90Morgan Stanley Private Bank, National Association: 97% approved of 230Nationwide Mortgage Bankers, Inc.: 97% approved of 135Absolute Home Mortgage Corporation: 97% approved of 195Bond Street Mortgage, LLC: 98% approved of 316Kearny Bank: 98% approved of 111American Federal Mortgage Corporation: 98% approved of 131Embrace Home Loans, Inc.: 99% approved of 69

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Bergen County

LenderApprovalApprovedTaken upTypical loanLoans made
1Crosscountry Mortgage, LLC95%1,252 / 1,31699%$545K1,239
2United Wholesale Mortgage, LLCBroker only88%1,141 / 1,29299%$535K1,127
3Rocket Mortgage, LLC84%843 / 1,00299%$515K831
4JPMorgan Chase Bank, National Association90%873 / 96899%$555K860
5Nj Lenders Corp.95%869 / 91199%$545K857

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 451 more lenders.

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Nearby markets

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