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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Bergen County, New Jersey

Fat Boy Data analyzed investment property refinance activity in Bergen County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 399 applications were decided by 122 lenders between 2023 and 2025.

Bergen County at a glance

122Active lenders1 with 20+ decisions
68.9%Market approval rate275 of 399 decided
$435KTypical loanmedian lender, $10K brackets
92%Borrower take-up254 loans funded

How Bergen County compares

Approval rate compared
Bergen County68.9%New Jersey77.7%All 616 counties77.7%
Typical loan compared
Bergen County$435KNew Jersey$425KAll 616 counties$235K

What the data shows

TD Bank, National Association made the most investment property refinances in Bergen County, NJ, 19 of them.

TD Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 54% of 35.

Lenders approved 68.9% of investment property refinance applications in Bergen County, NJ, 8.8 percentage points below the New Jersey rate of 77.7%.

Investment property refinance lenders in Bergen County

LenderApprovalApprovedTaken upTypical loanLoans made
1TD Bank, National Association54%19 / 35100%$295K19
2Loan Funder LLCLimited sample87%13 / 15100%$615K13
3Nationwide Mortgage Bankers, Inc.Limited sample100%14 / 1493%$535K13
4The Loan Store, Inc.Limited sample93%13 / 1485%$435K11
5Rocket Mortgage, LLCLimited sample64%7 / 11100%$235K7

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 117 more lenders.

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