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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Lancaster County, Nebraska

Fat Boy Data analyzed home improvement loan activity in Lancaster County, Nebraska to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,829 applications were decided by 71 lenders between 2023 and 2025.

Lancaster County at a glance

71Active lenders18 with 20+ decisions
79.3%Market approval rate1,451 of 1,829 decided
$45KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,353 loans funded

How Lancaster County compares

Approval rate compared
Lancaster County79.3%Nebraska74.9%All 616 counties62.7%
Typical loan compared
Lancaster County$45KNebraska$55KAll 616 counties$75K

What the data shows

Union Bank and Trust Company made the most home improvement loans in Lancaster County, NE, 422 of them.

That is 31% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Lincoln Public School Employees Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 73.

The typical home improvement loan here is $45K, 18% smaller than the Nebraska typical of $55K.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 29% approved of 58U.S. Bank National Association: 50% approved of 204Bank of America, National Association: 57% approved of 23Figure Lending LLC: 71% approved of 34Navy Federal Credit Union: 71% approved of 24Union Bank and Trust Company: 79% approved of 578FIRST NEBRASKA Credit Union: 82% approved of 22First Interstate Bank: 82% approved of 34Citizens Bank, National Association: 85% approved of 33Cornhusker Bank: 88% approved of 92First National Bank of Omaha: 90% approved of 83Veridian Credit Union: 90% approved of 21Lincone Federal Credit Union: 92% approved of 65Lincoln FSB of Nebraska: 93% approved of 29Pinnacle Bank: 95% approved of 173Lincoln Public School Employees Federal Credit Union: 100% approved of 73Coastal Community Bank: 100% approved of 39University of Nebraska Federal Credit Union: 100% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Lancaster County

LenderApprovalApprovedTaken upTypical loanLoans made
1Union Bank and Trust Company79%454 / 57893%$45K422
2U.S. Bank National Association50%102 / 20498%$55K100
3Pinnacle Bank95%164 / 17396%$55K157
4Cornhusker Bank88%81 / 9295%$35K77
5First National Bank of Omaha90%75 / 8396%$55K72

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 66 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Lancaster County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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