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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Lancaster County, Nebraska

Fat Boy Data analyzed cash-out refinance activity in Lancaster County, Nebraska to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,699 applications were decided by 140 lenders between 2023 and 2025.

Lancaster County at a glance

140Active lenders26 with 20+ decisions
78.6%Market approval rate2,122 of 2,699 decided
$135KTypical loanmedian lender, $10K brackets
97%Borrower take-up2,052 loans funded

How Lancaster County compares

Approval rate compared
Lancaster County78.6%Nebraska73.9%All 616 counties68.2%
Typical loan compared
Lancaster County$135KNebraska$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Lancaster County, NE, 453 of them.

University of Nebraska Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 73.

Approval rate of all 26 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 17% approved of 30Amerisave Mortgage Corporation: 35% approved of 113New Day Financial, LLC: 42% approved of 33Newrez LLC: 51% approved of 63Wells Fargo Bank, National Association: 65% approved of 62Mutual of Omaha Mortgage, Inc.: 69% approved of 54United Wholesale Mortgage, LLC: 69% approved of 65Union Bank and Trust Company: 71% approved of 96Loandepot.Com, LLC: 71% approved of 62Pennymac Loan Services, LLC: 74% approved of 88Freedom Mortgage Corporation: 75% approved of 89U.S. Bank National Association: 76% approved of 90Gershman Investment Corp.: 76% approved of 21Cornhusker Bank: 81% approved of 21Rocket Mortgage, LLC: 84% approved of 557Nationstar Mortgage LLC: 85% approved of 40FIRST NEBRASKA Credit Union: 86% approved of 22Pinnacle Bank: 88% approved of 34Lincoln FSB of Nebraska: 90% approved of 48Lincone Federal Credit Union: 91% approved of 89Cobalt Credit Union: 93% approved of 29West Gate Bank: 96% approved of 49Cmg Mortgage, Inc.: 96% approved of 28Liberty First Credit Union: 97% approved of 356University of Nebraska Federal Credit Union: 100% approved of 73Lincoln Public School Employees Federal Credit Union: 100% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Lancaster County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%468 / 55797%$135K453
2Liberty First Credit Union97%347 / 35699%$55K343
3Amerisave Mortgage Corporation35%39 / 11395%$95K37
4Union Bank and Trust Company71%68 / 9699%$175K67
5U.S. Bank National Association76%68 / 9097%$125K66

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 135 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Lancaster County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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  • Branch count and how to apply
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