HomeMissouriSt. Louis cityRefinance
refinance lenders · HMDA 2023–2025

Refinance lenders in St. Louis city, Missouri

Fat Boy Data analyzed mortgage refinance activity in St. Louis city, Missouri to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,595 applications were decided by 160 lenders between 2023 and 2025.

St. Louis city at a glance

160Active lenders23 with 20+ decisions
81.4%Market approval rate1,298 of 1,595 decided
$225KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,204 loans funded

How St. Louis city compares

Approval rate compared
St. Louis city81.4%Missouri82.7%All 616 counties76.5%
Typical loan compared
St. Louis city$225KMissouri$245KAll 616 counties$295K

What the data shows

Guild Mortgage Company LLC made the most mortgage refinances in St. Louis city, MO, 100 of them.

Delmar Financial Company approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 40% approved of 20Royal United Mortgage LLC: 50% approved of 20Lakeview Loan Servicing, LLC: 58% approved of 36Mortgage Research Center, LLC: 60% approved of 35Newrez LLC: 65% approved of 31U.S. Bank National Association: 69% approved of 59Regions Bank: 71% approved of 48Bank of America, National Association: 73% approved of 59PNC Bank, National Association: 73% approved of 26Carrollton Bank: 74% approved of 23Together Credit Union: 75% approved of 68Commerce Bank: 78% approved of 82Rocket Mortgage, LLC: 83% approved of 75Truist Bank: 83% approved of 36Pennymac Loan Services, LLC: 85% approved of 33United Wholesale Mortgage, LLC: 89% approved of 93First Bank: 90% approved of 20Stifel Bank and Trust: 96% approved of 24New American Funding, LLC: 96% approved of 28Freedom Mortgage Corporation: 97% approved of 59Guild Mortgage Company LLC: 97% approved of 110Das Acquisition Company, LLC: 97% approved of 38Delmar Financial Company: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in St. Louis city

LenderApprovalApprovedTaken upTypical loanLoans made
1Guild Mortgage Company LLC97%107 / 11093%$225K100
2United Wholesale Mortgage, LLCBroker only89%83 / 9396%$305K80
3Commerce Bank78%64 / 82100%$65K64
4Rocket Mortgage, LLC83%62 / 7595%$245K59
5Together Credit Union75%51 / 68100%$85K51

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 155 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in St. Louis city. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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