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investment property lenders · HMDA 2023–2025

Investment property lenders in St. Louis city, Missouri

Fat Boy Data analyzed investment property mortgage activity in St. Louis city, Missouri to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,446 applications were decided by 245 lenders between 2023 and 2025.

St. Louis city at a glance

245Active lenders34 with 20+ decisions
88.2%Market approval rate2,158 of 2,446 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,045 loans funded

How St. Louis city compares

Approval rate compared
St. Louis city88.2%Missouri91.9%All 616 counties87.5%
Typical loan compared
St. Louis city$155KMissouri$155KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in St. Louis city, MO, 139 of them.

Stifel Bank and Trust approved the highest share of applications among lenders with at least 20 decisions here, 100% of 96.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 16% approved of 32Loan Funder LLC: 43% approved of 51Rpe Home Inc.: 57% approved of 21JPMorgan Chase Bank, National Association: 76% approved of 29Cv3 Financial Services, LLC: 80% approved of 46U.S. Bank National Association: 83% approved of 30Enterprise Bank & Trust: 84% approved of 45Gershman Investment Corp.: 85% approved of 26Rocket Mortgage, LLC: 86% approved of 35Together Credit Union: 86% approved of 21Lima One Capital, LLC: 88% approved of 40Kiavi Funding, Inc.: 88% approved of 163Carrollton Bank: 89% approved of 64United Wholesale Mortgage, LLC: 91% approved of 127Guaranteed Rate Affinity, LLC: 92% approved of 24Bank of Springfield: 92% approved of 24The Central Trust Bank: 92% approved of 50Bpl Mortgage, LLC: 93% approved of 55Guild Mortgage Company LLC: 95% approved of 79Lindell Bank & Trust Company: 95% approved of 41Das Acquisition Company, LLC: 95% approved of 62Flat Branch Mortgage, Inc.: 97% approved of 31New American Funding, LLC: 97% approved of 36FCB Banks: 98% approved of 98Stifel Bank and Trust: 100% approved of 96First State Bank of St. Charles, Missouri: 100% approved of 47American Bank of Freedom: 100% approved of 43Delmar Financial Company: 100% approved of 42Endeavor Capital, LLC.: 100% approved of 37Midwest BankCentre: 100% approved of 31Heritage Community Bank: 100% approved of 27Dominion Financial Services, LLC: 100% approved of 21CNB Bank And Trust, N.A.: 100% approved of 20Sullivan Bank: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in St. Louis city

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.88%144 / 16397%$165K139
2United Wholesale Mortgage, LLCBroker only91%115 / 12799%$95K114
3FCB Banks98%96 / 9899%$135K95
4Stifel Bank and Trust100%96 / 9698%$155K94
5Guild Mortgage Company LLC95%75 / 7995%$155K71

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 240 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in St. Louis city. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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