HomeMissouriJackson CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Jackson County, Missouri

Fat Boy Data analyzed cash-out refinance activity in Jackson County, Missouri to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,173 applications were decided by 239 lenders between 2023 and 2025.

Jackson County at a glance

239Active lenders47 with 20+ decisions
67.4%Market approval rate4,836 of 7,173 decided
$155KTypical loanmedian lender, $10K brackets
96%Borrower take-up4,639 loans funded

How Jackson County compares

Approval rate compared
Jackson County67.4%Missouri70.6%All 616 counties68.2%
Typical loan compared
Jackson County$155KMissouri$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Jackson County, MO, 1,185 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Community Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 55.

Approval rate of all 47 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 19% approved of 112Amerisave Mortgage Corporation: 25% approved of 537American Financing Corporation: 27% approved of 49Carrington Mortgage Services, LLC: 40% approved of 216Lakeview Loan Servicing, LLC: 44% approved of 111New Day Financial, LLC: 48% approved of 147New American Funding, LLC: 53% approved of 112Newrez LLC: 53% approved of 232Prosperity Home Mortgage, LLC: 56% approved of 45Village Capital & Investment LLC: 56% approved of 27Commerce Bank: 57% approved of 58Wells Fargo Bank, National Association: 58% approved of 99Loandepot.Com, LLC: 58% approved of 283Lower, LLC: 62% approved of 26Navy Federal Credit Union: 62% approved of 47BMO Bank National Association: 63% approved of 63Freedom Mortgage Corporation: 67% approved of 249Primelending, A Plainscapital Company: 68% approved of 37North American Savings Bank, F.S.B.: 68% approved of 28Pennymac Loan Services, LLC: 68% approved of 156Mutual of Omaha Mortgage, Inc.: 68% approved of 122Leaderone Financial Corporation: 69% approved of 42Mazuma Credit Union: 69% approved of 75Onity Mortgage Corporation: 71% approved of 34GoodLeap, LLC: 71% approved of 187The Federal Savings Bank: 74% approved of 57Communityamerica Federal Credit Union: 75% approved of 286Flagstar Bank, National Association: 75% approved of 85U.S. Bank National Association: 78% approved of 108Quorum Federal Credit Union: 78% approved of 23Nbkc Bank: 79% approved of 33Nationstar Mortgage LLC: 80% approved of 230Rocket Mortgage, LLC: 80% approved of 1,510Arvest Bank: 81% approved of 62United Wholesale Mortgage, LLC: 82% approved of 154Fairway Independent Mortgage Corporation: 83% approved of 60Top Flite Financial, Inc.: 83% approved of 30JPMorgan Chase Bank, National Association: 84% approved of 57The Central Trust Bank: 85% approved of 86Cardinal Financial Company, Limited Partnership: 88% approved of 24Crosscountry Mortgage, LLC: 88% approved of 26Jlb Corporation: 89% approved of 124Guild Mortgage Company LLC: 89% approved of 62First State Bank of St. Charles, Missouri: 92% approved of 26Flat Branch Mortgage, Inc.: 99% approved of 77Community Mortgage, LLC: 100% approved of 55Mortgage Solutions of Colorado, LLC: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Jackson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%1,213 / 1,51098%$135K1,185
2Amerisave Mortgage Corporation25%135 / 53796%$95K130
3Communityamerica Federal Credit Union75%214 / 286100%$185K214
4Loandepot.Com, LLC58%163 / 28399%$165K161
5Freedom Mortgage Corporation67%166 / 24995%$195K157

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 234 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in Jackson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Jackson County

Nearby markets