Lender profile · HMDA 2023–2025
Communityamerica Federal Credit Union mortgage approval rates & lending data
Communityamerica Federal Credit Union decided 17,273 mortgage applications and funded 13,899 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 6,014 / 6,339 | 99% | $285K | 5,928 |
| Home improvement loans | 76% | 4,445 / 5,883 | 92% | $65K | 4,106 |
| Cash-out refinance | 74% | 652 / 877 | 100% | $185K | 652 |
| Refinance | 80% | 2,723 / 3,413 | 95% | $125K | 2,583 |
| Investment property purchase | 93% | 501 / 540 | 98% | $205K | 491 |
| Investment cash-out refinance | 76% | 97 / 127 | 100% | $125K | 97 |
| Investment refinance | 72% | 33 / 46 | 100% | $165K | 33 |
| Investment home improvement | 19% | 9 / 48 | 100% | $105K | 9 |
Communityamerica Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 83% | $125K | 9,927 | 7,867 |
| Kansas | 87% | $255K | 6,387 | 5,375 |
| California | 54% | $105K | 330 | 176 |
| Texas | 74% | $285K | 107 | 79 |
| Arkansas | 67% | $145K | 91 | 60 |
| Florida | 80% | $375K | 75 | 59 |
| Illinois | 78% | $225K | 40 | 31 |
| Arizona | 88% | $395K | 25 | 22 |
| Colorado | 78% | $585K | 23 | 18 |
| Georgia | 70% | $555K | 23 | 16 |
| Tennessee | 71% | $195K | 21 | 15 |
| Nevada | 65% | $75K | 20 | 13 |
| North Carolina | 85% | $305K | 20 | 17 |
| Michigan | 94% | $385K | 18 | 17 |
| Nebraska | 94% | $295K | 18 | 17 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.