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refinance lenders · HMDA 2023–2025

Refinance lenders in Washington County, Minnesota

Fat Boy Data analyzed mortgage refinance activity in Washington County, Minnesota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,318 applications were decided by 217 lenders between 2023 and 2025.

Washington County at a glance

217Active lenders29 with 20+ decisions
83.7%Market approval rate1,940 of 2,318 decided
$235KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,815 loans funded

How Washington County compares

Approval rate compared
Washington County83.7%Minnesota82.1%All 616 counties76.5%
Typical loan compared
Washington County$235KMinnesota$235KAll 616 counties$295K

What the data shows

Trustone Financial Credit Union made the most mortgage refinances in Washington County, MN, 145 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 35.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 37% approved of 57Lakeview Loan Servicing, LLC: 49% approved of 43First State Bank and Trust: 62% approved of 21Old National Bank: 64% approved of 42Mortgage Research Center, LLC: 65% approved of 23City & County Credit Union: 72% approved of 25The Huntington National Bank: 74% approved of 47Newrez LLC: 75% approved of 20MidWestOne Bank: 79% approved of 29Blaze Credit Union: 80% approved of 44Wells Fargo Bank, National Association: 81% approved of 32Rocket Mortgage, LLC: 83% approved of 93Trustone Financial Credit Union: 83% approved of 179Pennymac Loan Services, LLC: 85% approved of 59Associated Bank, National Association: 85% approved of 34Alerus Financial, National Association: 88% approved of 48Wings Financial Credit Union: 89% approved of 54United Wholesale Mortgage, LLC: 89% approved of 182U.S. Bank National Association: 89% approved of 110Bell Bank: 90% approved of 116Affinity Plus: 91% approved of 98Lake Elmo Bank: 91% approved of 46Guaranteed Rate, Inc.: 91% approved of 23Bremer Bank, National Association: 92% approved of 25Ideal: 93% approved of 55Freedom Mortgage Corporation: 93% approved of 55Fairway Independent Mortgage Corporation: 96% approved of 26Crosscountry Mortgage, LLC: 100% approved of 35Merchants Bank, National Association: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Washington County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only89%162 / 18294%$405K153
2Trustone Financial Credit Union83%149 / 17997%$125K145
3Bell Bank90%104 / 11699%$235K103
4U.S. Bank National Association89%98 / 11099%$155K97
5Affinity Plus91%89 / 9899%$85K88

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 212 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Washington County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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Other lending data for Washington County

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Nearby markets

All lending in Washington CountyCounty overviewRefinance across MinnesotaStatewideAnoka CountyNearby countyDakota CountyNearby countyRamsey CountyNearby county