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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Washtenaw County, Michigan

Fat Boy Data analyzed investment property refinance activity in Washtenaw County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 198 applications were decided by 47 lenders between 2023 and 2025.

Washtenaw County at a glance

47Active lenders2 with 20+ decisions
80.3%Market approval rate159 of 198 decided
$255KTypical loanmedian lender, $10K brackets
97%Borrower take-up154 loans funded

How Washtenaw County compares

Approval rate compared
Washtenaw County80.3%Michigan74.5%All 616 counties77.7%
Typical loan compared
Washtenaw County$255KMichigan$115KAll 616 counties$235K

What the data shows

Old National Bank made the most investment property refinances in Washtenaw County, MI, 28 of them.

Old National Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

Lenders approved 80.3% of investment property refinance applications in Washtenaw County, MI, 5.8 percentage points above the Michigan rate of 74.5%.

The typical investment property refinance here is $255K, 122% larger than the Michigan typical of $115K.

Investment property refinance lenders in Washtenaw County

LenderApprovalApprovedTaken upTypical loanLoans made
1Old National Bank100%28 / 28100%$405K28
2Gold Star Mortgage Financial Group, Corporation100%21 / 2190%$685K19
3First Merchants BankLimited sample94%16 / 17100%$185K16
4Deephaven Mortgage LLCLimited sample56%9 / 16100%$445K9
5Kiavi Funding, Inc.Limited sample75%9 / 12100%$155K9

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 42 more lenders.

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